Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 2.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 3.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) sweets for yourself (d) buying a second juicer
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 5.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) a cinema ticket (d) an emergency fund
- 6.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) better paint for cards
- 7.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 8.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 9.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.Ananya’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 12.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) buying a second juicer (d) profit put in a bank
- 13.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 14.Dev’s stall made a profit of ₹700. Dev saves 25% of it. How many rupees are saved?
- 15.Which of these is reinvesting in the business? (a) sweets for yourself (b) a new video game (c) profit put in a bank (d) better paint for cards
- 16.Kavya’s stall made a profit of ₹2000. Kavya saves 25% of it. How many rupees are saved?
- 17.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) a piggy bank for later (d) more seeds for next time
- 19.Rohan’s stall made a profit of ₹2000. Rohan saves 20% of it. How many rupees are saved?
- 20.Vihaan’s stall made a profit of ₹1700. Vihaan saves 50% of it. How many rupees are saved?
- 21.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 22.Nisha’s stall made a profit of ₹400. Nisha saves 25% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 24.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 25.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 26.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 27.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) profit put in a bank (d) sweets for yourself
- 28.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Ananya’s stall made a profit of ₹200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 31.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Nisha’s stall made a profit of ₹900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Dev’s stall made a profit of ₹1000. Dev saves 25% of it. How many rupees are saved?
- 34.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 35.Diya’s stall made a profit of ₹900. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) a cinema ticket (d) more seeds for next time
- 37.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Ishaan’s stall made a profit of ₹1600. Ishaan saves 20% of it. How many rupees are saved?
- 40.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- talk to parents
- saving
- an emergency fund
- spending
- a cinema ticket
- a new video game
- the cost of borrowing
- spending
- 189
- 150
- to keep trust
- profit put in a bank
- for bad days and goals
- 175
- better paint for cards
- 500
- 1035
- more seeds for next time
- 400
- 850
- reinvesting
- 100
- spending
- putting profit back in
- saving
- reinvesting
- sweets for yourself
- 130
- 60
- reinvesting
- 60
- 450
- 250
- can I pay it back?
- 315
- a piggy bank for later
- 327
- 15
- 320
- 330
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