Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 4.Riya’s stall made a profit of ₹900. Riya saves 50% of it. How many rupees are saved?
- 5.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) profit put in a bank (d) more seeds for next time
- 6.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 7.Which of these is saving? (a) sweets for yourself (b) an emergency fund (c) buying a second juicer (d) a new video game
- 8.Farhan’s stall made a profit of ₹1000. Farhan saves 20% of it. How many rupees are saved?
- 9.Which of these is spending on yourself? (a) a new video game (b) buying a second juicer (c) a piggy bank for later (d) more seeds for next time
- 10.Riya’s stall made a profit of ₹1400. Riya saves 10% of it. How many rupees are saved?
- 11.Nisha’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 13.Zoya’s stall made a profit of ₹1300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 15.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 17.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 19.Saanvi’s stall made a profit of ₹1800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 21.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 25.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 26.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.Dev’s stall made a profit of ₹400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.Which of these is reinvesting in the business? (a) a cinema ticket (b) buying a second juicer (c) a new video game (d) profit put in a bank
- 29.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 30.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 31.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) buying a second juicer (d) a piggy bank for later
- 32.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 33.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 34.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Gurpreet’s stall made a profit of ₹300. Gurpreet saves 50% of it. How many rupees are saved?
- 36.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 37.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
Answer key
- 45
- 208
- putting profit back in
- 450
- more seeds for next time
- saving
- an emergency fund
- 200
- a new video game
- 140
- 75
- talk to parents
- 325
- can I pay it back?
- 660
- the cost of borrowing
- 1270
- reinvesting
- 1260
- reinvesting
- 330
- 798
- 728
- for bad days and goals
- profit put in a bank
- 312
- 160
- buying a second juicer
- saving
- spending
- a piggy bank for later
- spending
- spending
- 721
- 150
- to keep trust
- 324
- 260
- 28
- saving
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