Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) a cinema ticket (b) buying a second juicer (c) more seeds for next time (d) a piggy bank for later
- 2.Arjun’s stall made a profit of ₹1300. Arjun saves 25% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 4.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.Ishaan’s stall made a profit of ₹1100. Ishaan saves 25% of it. How many rupees are saved?
- 6.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 9.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 10.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) a gift (d) free money
- 11.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 12.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 13.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 16.Which of these is saving? (a) an emergency fund (b) a cinema ticket (c) more seeds for next time (d) buying a second juicer
- 17.Saanvi’s stall made a profit of ₹1000. Saanvi saves 20% of it. How many rupees are saved?
- 18.Diya’s stall made a profit of ₹300. Diya saves 10% of it. How many rupees are saved?
- 19.Ananya’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) buying a second juicer (d) sweets for yourself
- 21.Saanvi’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 23.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 25.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 28.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) more seeds for next time (d) a piggy bank for later
- 31.Dev’s stall made a profit of ₹1800. Dev saves 20% of it. How many rupees are saved?
- 32.Meera’s stall made a profit of ₹1600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.Diya’s stall made a profit of ₹1600. Diya saves 20% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 36.Arjun’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Zoya’s stall made a profit of ₹1300. Zoya saves 50% of it. How many rupees are saved?
- 39.Meera’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Diya’s stall made a profit of ₹2000. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- a cinema ticket
- 325
- reinvesting
- 28
- 275
- 918
- 40
- talk to parents
- spending
- the cost of borrowing
- spending
- reinvesting
- 30
- 8
- putting profit back in
- an emergency fund
- 200
- 30
- 180
- profit put in a bank
- 150
- for bad days and goals
- 60
- reinvesting
- 672
- 348
- can I pay it back?
- 14
- 309
- sweets for yourself
- 360
- 960
- 24
- 320
- saving
- 220
- 600
- 650
- 400
- 1100
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