Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 2.Kavya’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.Meera’s stall made a profit of ₹1700. Meera saves 50% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 6.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) a cinema ticket (d) an emergency fund
- 7.Meera’s stall made a profit of ₹400. Meera saves 50% of it. How many rupees are saved?
- 8.Which of these is reinvesting in the business? (a) a cinema ticket (b) a new video game (c) profit put in a bank (d) more seeds for next time
- 9.Lakshmi’s stall made a profit of ₹1200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.Vihaan’s stall made a profit of ₹600. Vihaan saves 10% of it. How many rupees are saved?
- 11.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) an emergency fund (d) a new video game
- 12.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 13.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) sweets for yourself (d) profit put in a bank
- 15.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 16.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 17.Tara’s stall made a profit of ₹200. Tara saves 25% of it. How many rupees are saved?
- 18.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) sweets for yourself (d) more seeds for next time
- 19.Tara’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Which of these is saving? (a) a new video game (b) an emergency fund (c) more seeds for next time (d) a cinema ticket
- 21.Aarav’s stall made a profit of ₹300. Aarav saves 50% of it. How many rupees are saved?
- 22.Aarav’s stall made a profit of ₹500. Aarav saves 20% of it. How many rupees are saved?
- 23.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 25.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.Diya’s stall made a profit of ₹500. Diya saves 25% of it. How many rupees are saved?
- 27.Kabir’s stall made a profit of ₹600. Kabir saves 25% of it. How many rupees are saved?
- 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 29.Vihaan’s stall made a profit of ₹1400. Vihaan saves 25% of it. How many rupees are saved?
- 30.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) ask strangers (d) take it secretly
- 31.Which of these is reinvesting in the business? (a) sweets for yourself (b) better paint for cards (c) an emergency fund (d) a new video game
- 32.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) a new video game (d) an emergency fund
- 33.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 34.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
- 36.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.Aarav’s stall made a profit of ₹800. Aarav saves 10% of it. How many rupees are saved?
- 38.Tara’s stall made a profit of ₹1100. Tara saves 10% of it. How many rupees are saved?
- 39.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- the cost of borrowing
- 220
- 850
- spending
- saving
- a cinema ticket
- 200
- more seeds for next time
- 420
- 60
- buying a second juicer
- reinvesting
- 48
- profit put in a bank
- can I pay it back?
- for bad days and goals
- 50
- a piggy bank for later
- 160
- an emergency fund
- 150
- 100
- 160
- putting profit back in
- 1120
- 125
- 150
- saving
- 350
- talk to parents
- better paint for cards
- a new video game
- saving
- 348
- to keep trust
- 10
- 80
- 110
- 72
- 100
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