Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Tara’s stall made a profit of ₹300. Tara saves 20% of it. How many rupees are saved?
- 2.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 4.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 6.Which of these is reinvesting in the business? (a) a new video game (b) better paint for cards (c) an emergency fund (d) sweets for yourself
- 7.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 8.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 11.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.Nisha’s stall made a profit of ₹1900. Nisha saves 50% of it. How many rupees are saved?
- 13.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) buying a second juicer (d) profit put in a bank
- 14.Joseph’s stall made a profit of ₹900. Joseph saves 25% of it. How many rupees are saved?
- 15.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 16.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.Which of these is saving? (a) a new video game (b) an emergency fund (c) more seeds for next time (d) sweets for yourself
- 18.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 19.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 20.Ananya’s stall made a profit of ₹1900. Ananya saves 10% of it. How many rupees are saved?
- 21.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) profit put in a bank (d) sweets for yourself
- 22.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 23.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.Rohan’s stall made a profit of ₹1400. Rohan saves 20% of it. How many rupees are saved?
- 26.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 27.Aarav’s stall made a profit of ₹800. Aarav saves 25% of it. How many rupees are saved?
- 28.Aarav’s stall made a profit of ₹1200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Which of these is spending on yourself? (a) buying a second juicer (b) a new video game (c) a piggy bank for later (d) better paint for cards
- 31.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) more seeds for next time (d) sweets for yourself
- 32.Nisha’s stall made a profit of ₹800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Aarav’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.Diya’s stall made a profit of ₹1800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 37.Diya’s stall made a profit of ₹400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Kabir’s stall made a profit of ₹500. Kabir saves 10% of it. How many rupees are saved?
- 39.Ananya’s stall made a profit of ₹400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) a piggy bank for later (d) more seeds for next time
Answer key
- 60
- 324
- reinvesting
- 36
- reinvesting
- better paint for cards
- saving
- 420
- putting profit back in
- spending
- 50
- 950
- a cinema ticket
- 225
- reinvesting
- 618
- an emergency fund
- spending
- spending
- 190
- profit put in a bank
- talk to parents
- 100
- 248
- 280
- for bad days and goals
- 200
- 720
- 16
- a new video game
- sweets for yourself
- 440
- 180
- 80
- 900
- can I pay it back?
- 200
- 50
- 220
- more seeds for next time
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids