Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 462 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
2. 2.Farhan’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
3. 3.Aarav’s stall made a profit of ₹900. Aarav saves 10% of it. How many rupees are saved?
4. 4.Riya’s stall made a profit of ₹1100. Riya saves 50% of it. How many rupees are saved?
5. 5.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
6. 6.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
7. 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
8. 8.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
9. 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
10. 10.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
11. 11.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) an emergency fund (d) more seeds for next time
12. 12.Which of these is saving? (a) a new video game (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
13. 13.Which of these is reinvesting in the business? (a) sweets for yourself (b) a cinema ticket (c) an emergency fund (d) more seeds for next time
14. 14.Meera’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
15. 15.Joseph’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
16. 16.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
17. 17.Which of these is reinvesting in the business? (a) buying a second juicer (b) an emergency fund (c) profit put in a bank (d) a piggy bank for later
18. 18.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
19. 19.Kabir’s stall made a profit of ₹500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
20. 20.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
21. 21.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
22. 22.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
23. 23.Rohan’s stall made a profit of ₹300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
24. 24.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) profit put in a bank (d) a new video game
25. 25.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
26. 26.Kabir’s stall made a profit of ₹1300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
27. 27.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
28. 28.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
29. 29.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
30. 30.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) buying a second juicer (d) a piggy bank for later
31. 31.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) a piggy bank for later (d) better paint for cards
32. 32.Joseph’s stall made a profit of ₹1900. Joseph saves 25% of it. How many rupees are saved?
33. 33.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
34. 34.Vihaan’s stall made a profit of ₹1700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
35. 35.Dev’s stall made a profit of ₹600. Dev saves 10% of it. How many rupees are saved?
36. 36.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
37. 37.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
38. 38.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
39. 39.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
40. 40.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?

Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids