Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 2.Lakshmi’s stall made a profit of ₹500. Lakshmi saves 50% of it. How many rupees are saved?
- 3.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.Vihaan’s stall made a profit of ₹800. Vihaan saves 50% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 7.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 8.Which of these is spending on yourself? (a) better paint for cards (b) a new video game (c) profit put in a bank (d) an emergency fund
- 9.Rohan’s stall made a profit of ₹2000. Rohan saves 25% of it. How many rupees are saved?
- 10.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 12.Meera’s stall made a profit of ₹1700. Meera saves 50% of it. How many rupees are saved?
- 13.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Meera’s stall made a profit of ₹800. Meera saves 10% of it. How many rupees are saved?
- 17.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 20.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.Rohan’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) better paint for cards (d) buying a second juicer
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 24.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Joseph’s stall made a profit of ₹800. Joseph saves 50% of it. How many rupees are saved?
- 26.Kabir’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Riya’s stall made a profit of ₹1900. Riya saves 50% of it. How many rupees are saved?
- 28.Gurpreet’s stall made a profit of ₹1900. Gurpreet saves 10% of it. How many rupees are saved?
- 29.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 30.Rohan’s stall made a profit of ₹1300. Rohan saves 10% of it. How many rupees are saved?
- 31.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) a cinema ticket (d) buying a second juicer
- 32.Meera’s stall made a profit of ₹900. Meera saves 10% of it. How many rupees are saved?
- 33.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) no reason (d) saving is a loss
- 34.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) profit put in a bank (d) buying a second juicer
- 35.Which of these is reinvesting in the business? (a) better paint for cards (b) sweets for yourself (c) profit put in a bank (d) a new video game
- 36.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 37.Aarav’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Zoya’s stall made a profit of ₹1300. Zoya saves 50% of it. How many rupees are saved?
- 39.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 40.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- putting profit back in
- 250
- 416
- 363
- 400
- saving
- talk to parents
- a new video game
- 500
- 56
- reinvesting
- 850
- 216
- 460
- 102
- 80
- 12
- 212
- can I pay it back?
- 168
- 240
- an emergency fund
- saving
- 30
- 400
- 245
- 950
- 190
- spending
- 130
- a cinema ticket
- 90
- for bad days and goals
- sweets for yourself
- better paint for cards
- the cost of borrowing
- 350
- 650
- to keep trust
- 10
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