Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ishaan’s stall made a profit of ₹1300. Ishaan saves 10% of it. How many rupees are saved?
- 2.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) a piggy bank for later (d) more seeds for next time
- 3.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 4.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) buying a second juicer (d) a new video game
- 5.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) better paint for cards (d) a new video game
- 6.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 7.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) an emergency fund
- 8.Arjun’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Farhan’s stall made a profit of ₹300. Farhan saves 25% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 11.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 12.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) a new video game (d) sweets for yourself
- 13.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) a piggy bank for later (d) more seeds for next time
- 14.Riya’s stall made a profit of ₹400. Riya saves 25% of it. How many rupees are saved?
- 15.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) saving is a loss (d) to waste it later
- 16.Vihaan’s stall made a profit of ₹300. Vihaan saves 10% of it. How many rupees are saved?
- 17.Kabir’s stall made a profit of ₹1000. Kabir saves 20% of it. How many rupees are saved?
- 18.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 19.Farhan’s stall made a profit of ₹300. Farhan saves 10% of it. How many rupees are saved?
- 20.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 23.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) a new video game (d) profit put in a bank
- 24.Ananya’s stall made a profit of ₹400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Joseph’s stall made a profit of ₹300. Joseph saves 20% of it. How many rupees are saved?
- 26.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Diya’s stall made a profit of ₹1300. Diya saves 25% of it. How many rupees are saved?
- 28.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Tara’s stall made a profit of ₹500. Tara saves 20% of it. How many rupees are saved?
- 30.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 31.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 32.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 33.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.Dev’s stall made a profit of ₹1700. Dev saves 20% of it. How many rupees are saved?
- 35.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) profit put in a bank (d) a cinema ticket
- 36.Rohan’s stall made a profit of ₹700. Rohan saves 50% of it. How many rupees are saved?
- 37.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 38.Gurpreet’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 40.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
Answer key
- 130
- more seeds for next time
- saving
- a new video game
- better paint for cards
- reinvesting
- buying a second juicer
- 770
- 75
- spending
- 36
- an emergency fund
- a piggy bank for later
- 100
- for bad days and goals
- 30
- 200
- talk to parents
- 30
- 72
- 210
- the cost of borrowing
- profit put in a bank
- 100
- 60
- 9
- 325
- 889
- 100
- to keep trust
- saving
- can I pay it back?
- 60
- 340
- a cinema ticket
- 350
- putting profit back in
- 280
- saving
- reinvesting
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