Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Aarav’s stall made a profit of ₹900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 4.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) more seeds for next time
- 5.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 6.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 7.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) better paint for cards (d) a new video game
- 8.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 9.Which of these is spending on yourself? (a) sweets for yourself (b) an emergency fund (c) profit put in a bank (d) more seeds for next time
- 10.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 11.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 15.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 16.Tara’s stall made a profit of ₹2000. Tara saves 25% of it. How many rupees are saved?
- 17.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) a new video game (d) more seeds for next time
- 18.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 19.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 20.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 21.Which of these is saving? (a) sweets for yourself (b) a piggy bank for later (c) better paint for cards (d) a cinema ticket
- 22.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.Diya’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Dev’s stall made a profit of ₹1600. Dev saves 20% of it. How many rupees are saved?
- 25.Farhan’s stall made a profit of ₹1200. Farhan saves 50% of it. How many rupees are saved?
- 26.Farhan’s stall made a profit of ₹1400. Farhan saves 10% of it. How many rupees are saved?
- 27.Ishaan’s stall made a profit of ₹200. Ishaan saves 25% of it. How many rupees are saved?
- 28.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.Aarav’s stall made a profit of ₹700. Aarav saves 50% of it. How many rupees are saved?
- 30.Riya’s stall made a profit of ₹1500. Riya saves 20% of it. How many rupees are saved?
- 31.Riya’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.Joseph’s stall made a profit of ₹1000. Joseph saves 20% of it. How many rupees are saved?
- 35.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 37.Kavya’s stall made a profit of ₹1600. Kavya saves 25% of it. How many rupees are saved?
- 38.Dev’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Rohan’s stall made a profit of ₹1600. Rohan saves 25% of it. How many rupees are saved?
- 40.Ananya’s stall made a profit of ₹700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 495
- 110
- spending
- an emergency fund
- saving
- for bad days and goals
- better paint for cards
- a cinema ticket
- sweets for yourself
- the cost of borrowing
- 112
- 1030
- 60
- reinvesting
- to keep trust
- 500
- a new video game
- can I pay it back?
- spending
- talk to parents
- a piggy bank for later
- 224
- 240
- 320
- 600
- 140
- 50
- 535
- 350
- 300
- 330
- 16
- 945
- 200
- 216
- saving
- 400
- 850
- 400
- 140
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids