Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Meera’s stall made a profit of ₹500. Meera saves 20% of it. How many rupees are saved?
- 2.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 3.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 4.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 5.Kabir’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) an emergency fund (d) a cinema ticket
- 8.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) buying a second juicer (d) a piggy bank for later
- 10.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) a piggy bank for later (d) a new video game
- 11.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 12.Riya’s stall made a profit of ₹1100. Riya saves 10% of it. How many rupees are saved?
- 13.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 14.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) talk to parents (d) borrow online alone
- 15.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 16.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Aarav’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 19.Farhan’s stall made a profit of ₹1200. Farhan saves 50% of it. How many rupees are saved?
- 20.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to keep trust (d) to pay more interest
- 21.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) profit put in a bank (d) a cinema ticket
- 23.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.Riya’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) a new video game (d) more seeds for next time
- 26.Joseph’s stall made a profit of ₹600. Joseph saves 50% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 28.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) profit put in a bank (d) a cinema ticket
- 29.Arjun’s stall made a profit of ₹1900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 32.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 33.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) free money (d) a gift
- 34.Aarav’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Farhan’s stall made a profit of ₹1200. Farhan saves 20% of it. How many rupees are saved?
- 36.Which of these is reinvesting in the business? (a) buying a second juicer (b) profit put in a bank (c) a piggy bank for later (d) sweets for yourself
- 37.Zoya’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Gurpreet’s stall made a profit of ₹1900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Vihaan’s stall made a profit of ₹2000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Vihaan’s stall made a profit of ₹700. Vihaan saves 25% of it. How many rupees are saved?
Answer key
- 100
- reinvesting
- spending
- spending
- 240
- 756
- a cinema ticket
- 7
- a piggy bank for later
- a new video game
- saving
- 110
- putting profit back in
- talk to parents
- reinvesting
- 354
- 240
- spending
- 600
- to keep trust
- 570
- profit put in a bank
- 372
- 400
- an emergency fund
- 300
- saving
- better paint for cards
- 1045
- 1026
- for bad days and goals
- can I pay it back?
- the cost of borrowing
- 660
- 240
- buying a second juicer
- 180
- 855
- 1000
- 175
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