Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Diya’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Which of these is saving? (a) a new video game (b) a cinema ticket (c) an emergency fund (d) more seeds for next time
- 3.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.Kabir’s stall made a profit of ₹500. Kabir saves 50% of it. How many rupees are saved?
- 5.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 6.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 7.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.Gurpreet’s stall made a profit of ₹1900. Gurpreet saves 25% of it. How many rupees are saved?
- 9.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 10.Riya’s stall made a profit of ₹1800. Riya saves 10% of it. How many rupees are saved?
- 11.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 12.Which of these is reinvesting in the business? (a) a piggy bank for later (b) buying a second juicer (c) profit put in a bank (d) an emergency fund
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 14.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 15.Diya’s stall made a profit of ₹800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 21.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 22.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 23.Dev’s stall made a profit of ₹1600. Dev saves 10% of it. How many rupees are saved?
- 24.Aarav’s stall made a profit of ₹200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) buying a second juicer (d) an emergency fund
- 26.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 27.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
- 28.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 30.Aarav’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Farhan’s stall made a profit of ₹1600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Meera’s stall made a profit of ₹300. Meera saves 20% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 34.Vihaan’s stall made a profit of ₹1400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Kavya’s stall made a profit of ₹1700. Kavya saves 10% of it. How many rupees are saved?
- 36.Meera’s stall made a profit of ₹1000. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Farhan’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.Vihaan’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 750
- an emergency fund
- 1080
- 250
- the cost of borrowing
- to keep trust
- 1040
- 475
- reinvesting
- 180
- reinvesting
- buying a second juicer
- spending
- spending
- 560
- 6
- 5
- 954
- 496
- 118
- talk to parents
- spending
- 160
- 40
- a new video game
- reinvesting
- can I pay it back?
- 192
- putting profit back in
- 300
- 320
- 60
- saving
- 560
- 170
- 200
- 250
- 436
- 96
- 910
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