Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 2.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.Arjun’s stall made a profit of ₹1500. Arjun saves 50% of it. How many rupees are saved?
- 4.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.Rohan’s stall made a profit of ₹1300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 8.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 9.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 10.Gurpreet’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.Vihaan’s stall made a profit of ₹1300. Vihaan saves 20% of it. How many rupees are saved?
- 12.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 13.Joseph’s stall made a profit of ₹1800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) buying a second juicer (d) a new video game
- 15.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) profit put in a bank (d) a cinema ticket
- 16.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 17.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 18.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 19.Kabir’s stall made a profit of ₹1500. Kabir saves 50% of it. How many rupees are saved?
- 20.Nisha’s stall made a profit of ₹200. Nisha saves 50% of it. How many rupees are saved?
- 21.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 22.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.Vihaan’s stall made a profit of ₹1300. Vihaan saves 10% of it. How many rupees are saved?
- 24.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.Vihaan’s stall made a profit of ₹400. Vihaan saves 10% of it. How many rupees are saved?
- 28.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) better paint for cards (d) a new video game
- 30.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 31.Lakshmi’s stall made a profit of ₹300. Lakshmi saves 20% of it. How many rupees are saved?
- 32.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 33.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 34.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.Zoya’s stall made a profit of ₹500. Zoya saves 50% of it. How many rupees are saved?
- 36.Saanvi’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) a piggy bank for later (d) more seeds for next time
- 40.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) saving is a loss (d) to waste it later
Answer key
- to keep trust
- 72
- 750
- 42
- 520
- saving
- reinvesting
- the cost of borrowing
- reinvesting
- 330
- 260
- saving
- 900
- buying a second juicer
- profit put in a bank
- spending
- talk to parents
- putting profit back in
- 750
- 100
- an emergency fund
- 416
- 130
- 21
- 14
- 112
- 40
- 635
- a new video game
- spending
- 60
- can I pay it back?
- reinvesting
- 720
- 250
- 240
- 990
- 100
- a piggy bank for later
- for bad days and goals
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids