Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) an emergency fund (b) a cinema ticket (c) more seeds for next time (d) sweets for yourself
- 2.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) no reason (d) saving is a loss
- 3.Which of these is spending on yourself? (a) better paint for cards (b) more seeds for next time (c) a new video game (d) an emergency fund
- 4.Lakshmi’s stall made a profit of ₹1200. Lakshmi saves 20% of it. How many rupees are saved?
- 5.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 6.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 7.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) more seeds for next time (d) a cinema ticket
- 8.Meera’s stall made a profit of ₹600. Meera saves 25% of it. How many rupees are saved?
- 9.Farhan’s stall made a profit of ₹1800. Farhan saves 10% of it. How many rupees are saved?
- 10.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) a cinema ticket (d) a piggy bank for later
- 11.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 12.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 13.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) more seeds for next time (d) profit put in a bank
- 14.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 15.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Ananya’s stall made a profit of ₹900. Ananya saves 10% of it. How many rupees are saved?
- 17.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 18.Tara’s stall made a profit of ₹900. Tara saves 20% of it. How many rupees are saved?
- 19.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 22.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 23.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 24.Diya’s stall made a profit of ₹600. Diya saves 50% of it. How many rupees are saved?
- 25.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 27.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Saanvi’s stall made a profit of ₹1000. Saanvi saves 20% of it. How many rupees are saved?
- 29.Diya’s stall made a profit of ₹1100. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Farhan’s stall made a profit of ₹1500. Farhan saves 10% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 34.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.Which of these is reinvesting in the business? (a) a new video game (b) more seeds for next time (c) an emergency fund (d) a cinema ticket
- 36.Lakshmi’s stall made a profit of ₹300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Gurpreet’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Riya’s stall made a profit of ₹1500. Riya saves 20% of it. How many rupees are saved?
- 40.Riya’s stall made a profit of ₹1900. Riya saves 25% of it. How many rupees are saved?
Answer key
- an emergency fund
- for bad days and goals
- a new video game
- 240
- talk to parents
- to keep trust
- a cinema ticket
- 150
- 180
- a piggy bank for later
- saving
- spending
- profit put in a bank
- can I pay it back?
- 144
- 90
- saving
- 180
- 300
- 80
- reinvesting
- putting profit back in
- the cost of borrowing
- 300
- 1300
- reinvesting
- 728
- 200
- 550
- 80
- 72
- 150
- spending
- 126
- more seeds for next time
- 135
- 6
- 180
- 300
- 475
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