Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Aarav’s stall made a profit of ₹1400. Aarav saves 50% of it. How many rupees are saved?
- 2.Kavya’s stall made a profit of ₹200. Kavya saves 10% of it. How many rupees are saved?
- 3.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 4.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 6.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 8.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 9.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
- 10.Meera’s stall made a profit of ₹2000. Meera saves 10% of it. How many rupees are saved?
- 11.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) a piggy bank for later (d) more seeds for next time
- 12.Ishaan’s stall made a profit of ₹1200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 14.Rohan’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.Aarav’s stall made a profit of ₹1700. Aarav saves 10% of it. How many rupees are saved?
- 16.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 17.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 19.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 21.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) more seeds for next time (d) sweets for yourself
- 23.Rohan’s stall made a profit of ₹1400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 25.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) a piggy bank for later (d) better paint for cards
- 26.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 27.Lakshmi’s stall made a profit of ₹600. Lakshmi saves 10% of it. How many rupees are saved?
- 28.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) a new video game (d) buying a second juicer
- 29.Which of these is saving? (a) a new video game (b) profit put in a bank (c) sweets for yourself (d) more seeds for next time
- 30.Ananya’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Kavya’s stall made a profit of ₹400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 33.Arjun’s stall made a profit of ₹1900. Arjun saves 50% of it. How many rupees are saved?
- 34.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Aarav’s stall made a profit of ₹1200. Aarav saves 50% of it. How many rupees are saved?
- 36.Diya’s stall made a profit of ₹1200. Diya saves 50% of it. How many rupees are saved?
- 37.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 38.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Ananya’s stall made a profit of ₹900. Ananya saves 50% of it. How many rupees are saved?
- 40.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 700
- 20
- talk to parents
- spending
- reinvesting
- 648
- 889
- for bad days and goals
- to keep trust
- 200
- a piggy bank for later
- 240
- saving
- 80
- 170
- putting profit back in
- 118
- spending
- 240
- reinvesting
- 3
- more seeds for next time
- 280
- the cost of borrowing
- sweets for yourself
- spending
- 60
- buying a second juicer
- profit put in a bank
- 100
- 100
- reinvesting
- 950
- 945
- 600
- 600
- better paint for cards
- 24
- 450
- 49
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