Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Aarav’s stall made a profit of ₹300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 3.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) an emergency fund (d) better paint for cards
- 4.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) a new video game (d) more seeds for next time
- 6.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 7.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 8.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
- 9.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 10.Arjun’s stall made a profit of ₹400. Arjun saves 50% of it. How many rupees are saved?
- 11.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 13.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.Nisha’s stall made a profit of ₹1100. Nisha saves 20% of it. How many rupees are saved?
- 15.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.Tara’s stall made a profit of ₹1100. Tara saves 10% of it. How many rupees are saved?
- 17.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 19.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) more seeds for next time (d) a cinema ticket
- 20.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) better paint for cards (d) an emergency fund
- 21.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 22.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 26.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) profit put in a bank (d) a cinema ticket
- 27.Rohan’s stall made a profit of ₹1600. Rohan saves 25% of it. How many rupees are saved?
- 28.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 29.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 30.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Vihaan’s stall made a profit of ₹400. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 35.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 36.Which of these is spending on yourself? (a) a cinema ticket (b) a piggy bank for later (c) more seeds for next time (d) an emergency fund
- 37.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 38.Ishaan’s stall made a profit of ₹1500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Rohan’s stall made a profit of ₹400. Rohan saves 20% of it. How many rupees are saved?
- 40.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
Answer key
- 150
- saving
- an emergency fund
- 81
- a new video game
- 363
- for bad days and goals
- can I pay it back?
- 121
- 200
- 635
- the cost of borrowing
- 189
- 220
- 672
- 110
- 60
- spending
- more seeds for next time
- better paint for cards
- talk to parents
- 690
- 648
- 8
- 428
- profit put in a bank
- 400
- putting profit back in
- a piggy bank for later
- 440
- 20
- 120
- 968
- to keep trust
- spending
- a cinema ticket
- saving
- 450
- 80
- reinvesting
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids