Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Diya’s stall made a profit of ₹600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 4.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) a new video game (d) more seeds for next time
- 5.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) no reason (d) for bad days and goals
- 6.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 9.Kabir’s stall made a profit of ₹700. Kabir saves 50% of it. How many rupees are saved?
- 10.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) sweets for yourself
- 11.Lakshmi’s stall made a profit of ₹700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 14.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.Farhan’s stall made a profit of ₹1200. Farhan saves 10% of it. How many rupees are saved?
- 16.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) an emergency fund (d) better paint for cards
- 17.Riya’s stall made a profit of ₹300. Riya saves 50% of it. How many rupees are saved?
- 18.Kabir’s stall made a profit of ₹500. Kabir saves 20% of it. How many rupees are saved?
- 19.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) more seeds for next time (d) a cinema ticket
- 20.Riya’s stall made a profit of ₹1400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 22.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.Saanvi’s stall made a profit of ₹200. Saanvi saves 50% of it. How many rupees are saved?
- 25.Riya’s stall made a profit of ₹2000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Meera’s stall made a profit of ₹800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 29.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) sweets for yourself (d) better paint for cards
- 31.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) more seeds for next time (d) an emergency fund
- 33.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.Aarav’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) free money (d) a gift
- 36.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.Kavya’s stall made a profit of ₹1000. Kavya saves 10% of it. How many rupees are saved?
- 38.Ananya’s stall made a profit of ₹1400. Ananya saves 20% of it. How many rupees are saved?
- 39.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Kavya’s stall made a profit of ₹200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 300
- 6
- to keep trust
- a new video game
- for bad days and goals
- 162
- 35
- spending
- 350
- buying a second juicer
- 490
- spending
- saving
- 10
- 120
- an emergency fund
- 150
- 100
- profit put in a bank
- 560
- reinvesting
- 212
- 16
- 100
- 1000
- 200
- 456
- putting profit back in
- 50
- sweets for yourself
- 42
- more seeds for next time
- 228
- 180
- the cost of borrowing
- 106
- 100
- 280
- 208
- 40
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