Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.Aarav’s stall made a profit of ₹200. Aarav saves 10% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 4.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 5.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 6.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 7.Rohan’s stall made a profit of ₹300. Rohan saves 20% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 9.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) more seeds for next time
- 10.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) more seeds for next time (d) an emergency fund
- 11.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) better paint for cards (d) a new video game
- 12.Zoya’s stall made a profit of ₹1500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 14.Arjun’s stall made a profit of ₹2000. Arjun saves 10% of it. How many rupees are saved?
- 15.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 16.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 17.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.Gurpreet’s stall made a profit of ₹200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Meera’s stall made a profit of ₹600. Meera saves 20% of it. How many rupees are saved?
- 21.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 25.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
- 27.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.Lakshmi’s stall made a profit of ₹1600. Lakshmi saves 10% of it. How many rupees are saved?
- 31.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 32.Zoya’s stall made a profit of ₹1200. Zoya saves 10% of it. How many rupees are saved?
- 33.Tara’s stall made a profit of ₹200. Tara saves 10% of it. How many rupees are saved?
- 34.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 36.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Joseph’s stall made a profit of ₹600. Joseph saves 10% of it. How many rupees are saved?
- 40.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 126
- 20
- saving
- putting profit back in
- 90
- for bad days and goals
- 60
- saving
- a new video game
- an emergency fund
- profit put in a bank
- 525
- reinvesting
- 200
- to keep trust
- talk to parents
- 48
- 32
- 120
- 120
- 6
- 60
- 300
- sweets for yourself
- 240
- a piggy bank for later
- 45
- 327
- 32
- 160
- the cost of borrowing
- 120
- 20
- 372
- can I pay it back?
- 103
- 236
- 872
- 60
- 4
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