Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Nisha’s stall made a profit of ₹2000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.Kabir’s stall made a profit of ₹600. Kabir saves 50% of it. How many rupees are saved?
- 3.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) more seeds for next time (d) a piggy bank for later
- 6.Farhan’s stall made a profit of ₹1300. Farhan saves 25% of it. How many rupees are saved?
- 7.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 8.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 9.Arjun’s stall made a profit of ₹1400. Arjun saves 50% of it. How many rupees are saved?
- 10.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 11.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 14.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 15.Kabir’s stall made a profit of ₹1300. Kabir saves 50% of it. How many rupees are saved?
- 16.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) better paint for cards (d) buying a second juicer
- 17.Saanvi’s stall made a profit of ₹600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Which of these is saving? (a) a new video game (b) better paint for cards (c) buying a second juicer (d) profit put in a bank
- 19.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) a new video game (d) sweets for yourself
- 21.Diya’s stall made a profit of ₹1800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 23.Ishaan’s stall made a profit of ₹1500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 25.Riya’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Tara’s stall made a profit of ₹1100. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 28.Vihaan’s stall made a profit of ₹2000. Vihaan saves 50% of it. How many rupees are saved?
- 29.Lakshmi’s stall made a profit of ₹1800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) a piggy bank for later (d) sweets for yourself
- 31.Ananya’s stall made a profit of ₹1400. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Saanvi’s stall made a profit of ₹1000. Saanvi saves 50% of it. How many rupees are saved?
- 34.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 38.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.Rohan’s stall made a profit of ₹200. Rohan saves 50% of it. How many rupees are saved?
Answer key
- 1000
- 300
- 14
- 660
- more seeds for next time
- 325
- talk to parents
- reinvesting
- 700
- can I pay it back?
- 116
- spending
- spending
- putting profit back in
- 650
- a cinema ticket
- 240
- profit put in a bank
- 220
- an emergency fund
- 630
- saving
- 450
- for bad days and goals
- 200
- 440
- to keep trust
- 1000
- 360
- sweets for yourself
- 700
- 525
- 500
- 472
- 318
- 927
- spending
- 848
- 216
- 100
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