Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Nisha’s stall made a profit of ₹1600. Nisha saves 25% of it. How many rupees are saved?
- 2.Which of these is reinvesting in the business? (a) buying a second juicer (b) profit put in a bank (c) a new video game (d) a cinema ticket
- 3.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 4.Vihaan’s stall made a profit of ₹600. Vihaan saves 20% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 6.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.Farhan’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 10.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 11.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 12.Meera’s stall made a profit of ₹1200. Meera saves 50% of it. How many rupees are saved?
- 13.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) sweets for yourself (d) better paint for cards
- 14.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) sweets for yourself (d) buying a second juicer
- 15.Diya’s stall made a profit of ₹1600. Diya saves 50% of it. How many rupees are saved?
- 16.Diya’s stall made a profit of ₹1900. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Kavya’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 19.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 25.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Gurpreet’s stall made a profit of ₹1600. Gurpreet saves 50% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 28.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) a new video game (d) more seeds for next time
- 30.Ishaan’s stall made a profit of ₹2000. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.Which of these is reinvesting in the business? (a) an emergency fund (b) a cinema ticket (c) profit put in a bank (d) more seeds for next time
- 32.Saanvi’s stall made a profit of ₹200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 34.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 35.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 36.Vihaan’s stall made a profit of ₹700. Vihaan saves 50% of it. How many rupees are saved?
- 37.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Which of these is reinvesting in the business? (a) a new video game (b) better paint for cards (c) an emergency fund (d) profit put in a bank
- 39.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Ananya’s stall made a profit of ₹1400. Ananya saves 50% of it. How many rupees are saved?
Answer key
- 400
- buying a second juicer
- can I pay it back?
- 120
- spending
- 36
- 954
- 250
- reinvesting
- 910
- for bad days and goals
- 600
- sweets for yourself
- a piggy bank for later
- 800
- 760
- 480
- saving
- 650
- 618
- 864
- 108
- 42
- the cost of borrowing
- 49
- 800
- spending
- 6
- an emergency fund
- 500
- more seeds for next time
- 80
- saving
- spending
- talk to parents
- 350
- 240
- better paint for cards
- 102
- 700
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