Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ishaan’s stall made a profit of ₹1000. Ishaan saves 20% of it. How many rupees are saved?
- 2.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 4.Ananya’s stall made a profit of ₹300. Ananya saves 25% of it. How many rupees are saved?
- 5.Rohan’s stall made a profit of ₹2000. Rohan saves 50% of it. How many rupees are saved?
- 6.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.Which of these is reinvesting in the business? (a) sweets for yourself (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 8.Kavya’s stall made a profit of ₹500. Kavya saves 50% of it. How many rupees are saved?
- 9.Joseph’s stall made a profit of ₹2000. Joseph saves 50% of it. How many rupees are saved?
- 10.Ananya’s stall made a profit of ₹400. Ananya saves 20% of it. How many rupees are saved?
- 11.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 12.Farhan’s stall made a profit of ₹1700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 14.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
- 15.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 16.Which of these is saving? (a) a new video game (b) a cinema ticket (c) a piggy bank for later (d) buying a second juicer
- 17.Dev’s stall made a profit of ₹1300. Dev saves 20% of it. How many rupees are saved?
- 18.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 19.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) an emergency fund (d) profit put in a bank
- 20.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 21.Which of these is spending on yourself? (a) a new video game (b) more seeds for next time (c) profit put in a bank (d) a piggy bank for later
- 22.Nisha’s stall made a profit of ₹1900. Nisha saves 50% of it. How many rupees are saved?
- 23.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) better paint for cards (d) a new video game
- 24.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 26.Rohan’s stall made a profit of ₹200. Rohan saves 10% of it. How many rupees are saved?
- 27.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) a cinema ticket (d) more seeds for next time
- 29.Joseph’s stall made a profit of ₹700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 31.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 33.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 34.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 35.Gurpreet’s stall made a profit of ₹200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Saanvi’s stall made a profit of ₹200. Saanvi saves 10% of it. How many rupees are saved?
- 37.Dev’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 39.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) better paint for cards (d) a cinema ticket
- 40.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 200
- 3
- putting profit back in
- 75
- 1000
- 15
- more seeds for next time
- 250
- 1000
- 80
- talk to parents
- 765
- 260
- to keep trust
- the cost of borrowing
- a piggy bank for later
- 260
- reinvesting
- buying a second juicer
- 248
- a new video game
- 950
- an emergency fund
- 309
- reinvesting
- 20
- 1090
- a cinema ticket
- 350
- saving
- 20
- reinvesting
- spending
- for bad days and goals
- 100
- 20
- 660
- spending
- profit put in a bank
- 104
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