Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.Which of these is reinvesting in the business? (a) a cinema ticket (b) buying a second juicer (c) sweets for yourself (d) profit put in a bank
- 5.Diya’s stall made a profit of ₹2000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.Arjun’s stall made a profit of ₹500. Arjun saves 10% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 8.Which of these is spending on yourself? (a) a cinema ticket (b) profit put in a bank (c) a piggy bank for later (d) better paint for cards
- 9.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) more seeds for next time (d) sweets for yourself
- 10.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 11.Ananya’s stall made a profit of ₹500. Ananya saves 20% of it. How many rupees are saved?
- 12.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 13.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) buying a second juicer (d) an emergency fund
- 14.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) sweets for yourself (d) profit put in a bank
- 15.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 17.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 18.Saanvi’s stall made a profit of ₹1600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Aarav’s stall made a profit of ₹1200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Joseph’s stall made a profit of ₹1300. Joseph saves 25% of it. How many rupees are saved?
- 21.Dev’s stall made a profit of ₹900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 23.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 25.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Lakshmi’s stall made a profit of ₹2000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Diya’s stall made a profit of ₹500. Diya saves 10% of it. How many rupees are saved?
- 28.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 30.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) profit put in a bank (d) an emergency fund
- 31.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 32.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 34.Farhan’s stall made a profit of ₹1700. Farhan saves 50% of it. How many rupees are saved?
- 35.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 37.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Farhan’s stall made a profit of ₹1000. Farhan saves 20% of it. How many rupees are saved?
- 39.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) sweets for yourself (d) buying a second juicer
Answer key
- 981
- 1044
- 472
- buying a second juicer
- 600
- 50
- reinvesting
- a cinema ticket
- sweets for yourself
- to keep trust
- 100
- 805
- an emergency fund
- profit put in a bank
- 990
- spending
- talk to parents
- 560
- 240
- 325
- 360
- saving
- 660
- spending
- 2
- 800
- 50
- 342
- reinvesting
- a new video game
- for bad days and goals
- 4
- can I pay it back?
- 850
- 168
- the cost of borrowing
- 840
- 200
- 708
- a piggy bank for later
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids