Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ishaan’s stall made a profit of ₹400. Ishaan saves 50% of it. How many rupees are saved?
- 2.Diya’s stall made a profit of ₹600. Diya saves 25% of it. How many rupees are saved?
- 3.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) more seeds for next time (d) buying a second juicer
- 4.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 6.Zoya’s stall made a profit of ₹300. Zoya saves 10% of it. How many rupees are saved?
- 7.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) profit put in a bank (d) buying a second juicer
- 8.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.Dev’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 11.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) sweets for yourself (d) an emergency fund
- 12.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 13.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) buying a second juicer (d) a piggy bank for later
- 14.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.Zoya’s stall made a profit of ₹1500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) a new video game (d) more seeds for next time
- 17.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 18.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 19.Dev’s stall made a profit of ₹1100. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 22.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 26.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 27.Dev’s stall made a profit of ₹1400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.Tara’s stall made a profit of ₹900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) profit put in a bank (d) a new video game
- 30.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 31.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) profit put in a bank (d) better paint for cards
- 33.Zoya’s stall made a profit of ₹1400. Zoya saves 25% of it. How many rupees are saved?
- 34.Aarav’s stall made a profit of ₹400. Aarav saves 25% of it. How many rupees are saved?
- 35.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 36.Which of these is reinvesting in the business? (a) a new video game (b) an emergency fund (c) more seeds for next time (d) a piggy bank for later
- 37.Tara’s stall made a profit of ₹600. Tara saves 50% of it. How many rupees are saved?
- 38.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 40.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 200
- 150
- an emergency fund
- to keep trust
- saving
- 30
- buying a second juicer
- 84
- 750
- the cost of borrowing
- sweets for yourself
- spending
- a cinema ticket
- 408
- 300
- a piggy bank for later
- reinvesting
- can I pay it back?
- 440
- 216
- saving
- 24
- 270
- 28
- putting profit back in
- spending
- 560
- 360
- a new video game
- for bad days and goals
- 212
- better paint for cards
- 350
- 100
- talk to parents
- more seeds for next time
- 300
- 324
- saving
- 112
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