Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 3.Lakshmi’s stall made a profit of ₹1600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.Which of these is spending on yourself? (a) better paint for cards (b) sweets for yourself (c) profit put in a bank (d) buying a second juicer
- 5.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 6.Nisha’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.Diya’s stall made a profit of ₹1600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 10.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) sweets for yourself (d) an emergency fund
- 11.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) can I pay it back? (d) nothing
- 12.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 14.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 15.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Joseph’s stall made a profit of ₹900. Joseph saves 25% of it. How many rupees are saved?
- 17.Joseph’s stall made a profit of ₹1800. Joseph saves 20% of it. How many rupees are saved?
- 18.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 19.Which of these is saving? (a) a piggy bank for later (b) better paint for cards (c) a cinema ticket (d) buying a second juicer
- 20.Kavya’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.Kabir’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 23.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) better paint for cards
- 24.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.Arjun’s stall made a profit of ₹300. Arjun saves 10% of it. How many rupees are saved?
- 26.Zoya’s stall made a profit of ₹1200. Zoya saves 10% of it. How many rupees are saved?
- 27.Gurpreet’s stall made a profit of ₹900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.Meera’s stall made a profit of ₹300. Meera saves 50% of it. How many rupees are saved?
- 29.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.Which of these is reinvesting in the business? (a) an emergency fund (b) a cinema ticket (c) profit put in a bank (d) more seeds for next time
- 31.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 32.Vihaan’s stall made a profit of ₹1900. Vihaan saves 25% of it. How many rupees are saved?
- 33.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 35.Saanvi’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Vihaan’s stall made a profit of ₹1200. Vihaan saves 10% of it. How many rupees are saved?
- 37.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.Diya’s stall made a profit of ₹500. Diya saves 20% of it. How many rupees are saved?
- 40.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- 24
- profit put in a bank
- 800
- sweets for yourself
- reinvesting
- 300
- 960
- 318
- the cost of borrowing
- an emergency fund
- can I pay it back?
- talk to parents
- saving
- for bad days and goals
- 107
- 225
- 360
- spending
- a piggy bank for later
- 400
- 200
- to keep trust
- a new video game
- 192
- 30
- 120
- 450
- 150
- 121
- more seeds for next time
- spending
- 475
- 72
- saving
- 320
- 120
- 32
- 56
- 100
- 460
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids