Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) a cinema ticket (d) a piggy bank for later
- 2.Which of these is spending on yourself? (a) better paint for cards (b) a new video game (c) an emergency fund (d) profit put in a bank
- 3.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) a cinema ticket (d) better paint for cards
- 4.Tara’s stall made a profit of ₹1600. Tara saves 10% of it. How many rupees are saved?
- 5.Gurpreet’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.Ishaan’s stall made a profit of ₹1500. Ishaan saves 20% of it. How many rupees are saved?
- 7.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) more seeds for next time (d) profit put in a bank
- 8.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 9.Lakshmi’s stall made a profit of ₹200. Lakshmi saves 25% of it. How many rupees are saved?
- 10.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 11.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 12.Joseph’s stall made a profit of ₹200. Joseph saves 25% of it. How many rupees are saved?
- 13.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 14.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 16.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) a piggy bank for later (d) a new video game
- 17.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 18.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 19.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) buying a second juicer (d) profit put in a bank
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 21.Dev’s stall made a profit of ₹1100. Dev saves 25% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 23.Which of these is reinvesting in the business? (a) more seeds for next time (b) a cinema ticket (c) an emergency fund (d) a piggy bank for later
- 24.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.Vihaan’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Kavya’s stall made a profit of ₹500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 31.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Aarav’s stall made a profit of ₹900. Aarav saves 25% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 36.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.Joseph’s stall made a profit of ₹1700. Joseph saves 10% of it. How many rupees are saved?
- 38.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 39.Kabir’s stall made a profit of ₹300. Kabir saves 50% of it. How many rupees are saved?
- 40.Zoya’s stall made a profit of ₹300. Zoya saves 10% of it. How many rupees are saved?
Answer key
- a cinema ticket
- a new video game
- better paint for cards
- 160
- 120
- 300
- profit put in a bank
- reinvesting
- 50
- talk to parents
- 1030
- 50
- reinvesting
- 103
- can I pay it back?
- a piggy bank for later
- spending
- the cost of borrowing
- buying a second juicer
- spending
- 275
- spending
- more seeds for next time
- 36
- 320
- 200
- 728
- 540
- 180
- saving
- 1008
- 48
- 6
- 225
- reinvesting
- 150
- 170
- to keep trust
- 150
- 30
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