Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is reinvesting in the business? (a) better paint for cards (b) sweets for yourself (c) profit put in a bank (d) an emergency fund
- 2.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 3.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 4.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) a piggy bank for later (d) buying a second juicer
- 6.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) a piggy bank for later (d) better paint for cards
- 7.Which of these is saving? (a) profit put in a bank (b) more seeds for next time (c) buying a second juicer (d) sweets for yourself
- 8.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.Which of these is saving? (a) better paint for cards (b) a new video game (c) a piggy bank for later (d) a cinema ticket
- 10.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 12.Ishaan’s stall made a profit of ₹1000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Which of these is spending on yourself? (a) a new video game (b) buying a second juicer (c) an emergency fund (d) a piggy bank for later
- 14.Farhan’s stall made a profit of ₹1500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) no reason (d) to waste it later
- 16.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 18.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 19.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 21.Vihaan’s stall made a profit of ₹500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 23.Dev’s stall made a profit of ₹900. Dev saves 50% of it. How many rupees are saved?
- 24.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.Lakshmi’s stall made a profit of ₹1000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 29.Kavya’s stall made a profit of ₹600. Kavya saves 20% of it. How many rupees are saved?
- 30.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.Rohan’s stall made a profit of ₹1200. Rohan saves 10% of it. How many rupees are saved?
- 34.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) a new video game (d) an emergency fund
- 35.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.Vihaan’s stall made a profit of ₹1000. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Farhan’s stall made a profit of ₹1100. Farhan saves 50% of it. How many rupees are saved?
- 40.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
Answer key
- better paint for cards
- saving
- to keep trust
- 72
- buying a second juicer
- a cinema ticket
- profit put in a bank
- 28
- a piggy bank for later
- reinvesting
- saving
- 300
- a new video game
- 600
- for bad days and goals
- 18
- spending
- spending
- 84
- the cost of borrowing
- 300
- talk to parents
- 450
- 832
- 36
- 784
- 500
- reinvesting
- 120
- 728
- 416
- 40
- 120
- an emergency fund
- 54
- 250
- 42
- 45
- 550
- putting profit back in
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