Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Zoya’s stall made a profit of ₹600. Zoya saves 50% of it. How many rupees are saved?
- 2.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) a new video game (d) profit put in a bank
- 3.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 4.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 7.Dev’s stall made a profit of ₹800. Dev saves 25% of it. How many rupees are saved?
- 8.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.Nisha’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.Gurpreet’s stall made a profit of ₹2000. Gurpreet saves 25% of it. How many rupees are saved?
- 11.Which of these is reinvesting in the business? (a) buying a second juicer (b) profit put in a bank (c) an emergency fund (d) a piggy bank for later
- 12.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 13.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) better paint for cards (d) sweets for yourself
- 14.Diya’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) a cinema ticket (d) a piggy bank for later
- 16.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.Diya’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) a cinema ticket (d) more seeds for next time
- 19.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) sweets for yourself (d) buying a second juicer
- 20.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) better paint for cards (d) a piggy bank for later
- 21.Rohan’s stall made a profit of ₹1300. Rohan saves 20% of it. How many rupees are saved?
- 22.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) more seeds for next time (d) a new video game
- 23.Kabir’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Joseph’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 26.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 27.Arjun’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Meera’s stall made a profit of ₹2000. Meera saves 20% of it. How many rupees are saved?
- 29.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 30.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 31.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.Riya’s stall made a profit of ₹1100. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Arjun’s stall made a profit of ₹1500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 36.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) no reason (d) saving is a loss
- 37.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.Lakshmi’s stall made a profit of ₹200. Lakshmi saves 10% of it. How many rupees are saved?
- 39.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 40.Arjun’s stall made a profit of ₹700. Arjun saves 10% of it. How many rupees are saved?
Answer key
- 300
- profit put in a bank
- saving
- 144
- 742
- can I pay it back?
- 200
- 424
- 600
- 500
- buying a second juicer
- the cost of borrowing
- a piggy bank for later
- 240
- a cinema ticket
- 7
- 260
- more seeds for next time
- sweets for yourself
- better paint for cards
- 260
- a new video game
- 210
- 165
- reinvesting
- talk to parents
- 630
- 400
- saving
- to keep trust
- 824
- 440
- 600
- 618
- reinvesting
- for bad days and goals
- 108
- 20
- putting profit back in
- 70
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