Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) profit put in a bank (d) a new video game
- 2.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) a piggy bank for later (d) a cinema ticket
- 3.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) a cinema ticket (d) profit put in a bank
- 4.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 5.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 6.Which of these is reinvesting in the business? (a) profit put in a bank (b) more seeds for next time (c) an emergency fund (d) sweets for yourself
- 7.Meera’s stall made a profit of ₹2000. Meera saves 20% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 9.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 10.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) sweets for yourself (d) an emergency fund
- 11.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 12.Dev’s stall made a profit of ₹1900. Dev saves 20% of it. How many rupees are saved?
- 13.Gurpreet’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Diya’s stall made a profit of ₹1000. Diya saves 20% of it. How many rupees are saved?
- 15.Kabir’s stall made a profit of ₹2000. Kabir saves 25% of it. How many rupees are saved?
- 16.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 17.Ananya’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 19.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) a piggy bank for later
- 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 21.Kabir’s stall made a profit of ₹1400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Kabir’s stall made a profit of ₹1800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.Nisha’s stall made a profit of ₹1000. Nisha saves 20% of it. How many rupees are saved?
- 25.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Vihaan’s stall made a profit of ₹1800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Saanvi’s stall made a profit of ₹1400. Saanvi saves 10% of it. How many rupees are saved?
- 30.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Saanvi’s stall made a profit of ₹500. Saanvi saves 20% of it. How many rupees are saved?
- 32.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 34.Gurpreet’s stall made a profit of ₹1700. Gurpreet saves 25% of it. How many rupees are saved?
- 35.Riya’s stall made a profit of ₹800. Riya saves 25% of it. How many rupees are saved?
- 36.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 37.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Arjun’s stall made a profit of ₹200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Arjun’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- a new video game
- a cinema ticket
- profit put in a bank
- can I pay it back?
- to keep trust
- more seeds for next time
- 400
- reinvesting
- the cost of borrowing
- an emergency fund
- talk to parents
- 380
- 250
- 200
- 500
- 36
- 180
- saving
- buying a second juicer
- saving
- 560
- 720
- 200
- 200
- 45
- 12
- 900
- 42
- 140
- 12
- 100
- 230
- reinvesting
- 425
- 200
- putting profit back in
- 20
- 100
- 280
- 27
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