Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.Meera’s stall made a profit of ₹1400. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) buying a second juicer (d) a piggy bank for later
- 5.Diya’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 8.Which of these is spending on yourself? (a) buying a second juicer (b) profit put in a bank (c) a new video game (d) an emergency fund
- 9.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) sweets for yourself (d) a piggy bank for later
- 10.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 11.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 13.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 15.Kabir’s stall made a profit of ₹700. Kabir saves 50% of it. How many rupees are saved?
- 16.Ananya’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) a gift (d) free money
- 19.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) more seeds for next time (d) a cinema ticket
- 21.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 24.Kavya’s stall made a profit of ₹400. Kavya saves 10% of it. How many rupees are saved?
- 25.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 26.Diya’s stall made a profit of ₹2000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) an emergency fund (d) more seeds for next time
- 30.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) take it secretly (d) borrow online alone
- 31.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 33.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Tara’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Diya’s stall made a profit of ₹300. Diya saves 50% of it. How many rupees are saved?
- 36.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) a cinema ticket (d) buying a second juicer
- 37.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) better paint for cards (d) more seeds for next time
- 38.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 39.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 40.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- 330
- 700
- 224
- a piggy bank for later
- 240
- saving
- reinvesting
- a new video game
- sweets for yourself
- 910
- 496
- 4
- 1090
- putting profit back in
- 350
- 150
- 868
- the cost of borrowing
- 60
- profit put in a bank
- 102
- 345
- 84
- 40
- reinvesting
- 1000
- 40
- 12
- more seeds for next time
- talk to parents
- 728
- can I pay it back?
- 472
- 840
- 150
- buying a second juicer
- an emergency fund
- saving
- reinvesting
- 981
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