Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.Which of these is saving? (a) an emergency fund (b) buying a second juicer (c) a cinema ticket (d) better paint for cards
- 3.Which of these is reinvesting in the business? (a) sweets for yourself (b) better paint for cards (c) a new video game (d) a piggy bank for later
- 4.Ananya’s stall made a profit of ₹600. Ananya saves 25% of it. How many rupees are saved?
- 5.Joseph’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 7.Kabir’s stall made a profit of ₹300. Kabir saves 10% of it. How many rupees are saved?
- 8.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 10.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 11.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 12.Lakshmi’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.Arjun’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Meera’s stall made a profit of ₹1500. Meera saves 10% of it. How many rupees are saved?
- 17.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 19.Arjun’s stall made a profit of ₹1000. Arjun saves 10% of it. How many rupees are saved?
- 20.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 22.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 23.Gurpreet’s stall made a profit of ₹2000. Gurpreet saves 25% of it. How many rupees are saved?
- 24.Which of these is spending on yourself? (a) buying a second juicer (b) a new video game (c) profit put in a bank (d) better paint for cards
- 25.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Arjun’s stall made a profit of ₹1200. Arjun saves 25% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 28.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) an emergency fund (d) more seeds for next time
- 29.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) saving is a loss (d) to waste it later
- 31.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 32.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 33.Rohan’s stall made a profit of ₹900. Rohan saves 25% of it. How many rupees are saved?
- 34.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 35.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.Arjun’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Lakshmi’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.Rohan’s stall made a profit of ₹1600. Rohan saves 10% of it. How many rupees are saved?
- 40.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) buying a second juicer (d) an emergency fund
Answer key
- 20
- an emergency fund
- better paint for cards
- 150
- 350
- spending
- 30
- can I pay it back?
- reinvesting
- saving
- to keep trust
- 680
- 20
- 127
- 100
- 150
- 160
- the cost of borrowing
- 100
- 212
- spending
- spending
- 500
- a new video game
- 336
- 300
- saving
- more seeds for next time
- 60
- for bad days and goals
- talk to parents
- reinvesting
- 225
- profit put in a bank
- 390
- 340
- 260
- 20
- 160
- sweets for yourself
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