Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) a new video game (b) more seeds for next time (c) an emergency fund (d) a cinema ticket
- 2.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 3.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 4.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) a piggy bank for later (d) a new video game
- 6.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 7.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.Farhan’s stall made a profit of ₹1800. Farhan saves 10% of it. How many rupees are saved?
- 9.Ananya’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) a new video game (d) more seeds for next time
- 11.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 12.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) a cinema ticket
- 14.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Ishaan’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Nisha’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Kavya’s stall made a profit of ₹1500. Kavya saves 25% of it. How many rupees are saved?
- 19.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 20.Zoya’s stall made a profit of ₹700. Zoya saves 25% of it. How many rupees are saved?
- 21.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.Riya’s stall made a profit of ₹300. Riya saves 10% of it. How many rupees are saved?
- 23.Which of these is reinvesting in the business? (a) a cinema ticket (b) better paint for cards (c) a piggy bank for later (d) an emergency fund
- 24.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 25.Joseph’s stall made a profit of ₹1700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 28.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.Kavya’s stall made a profit of ₹1200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 32.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 33.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 35.Tara’s stall made a profit of ₹1500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 38.Ishaan’s stall made a profit of ₹500. Ishaan saves 50% of it. How many rupees are saved?
- 39.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 40.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- an emergency fund
- 72
- more seeds for next time
- 63
- a piggy bank for later
- reinvesting
- 4
- 180
- 385
- a new video game
- reinvesting
- 212
- profit put in a bank
- 27
- 60
- 240
- 350
- 375
- for bad days and goals
- 175
- 654
- 30
- better paint for cards
- spending
- 510
- 545
- saving
- 36
- 80
- 420
- spending
- saving
- 128
- reinvesting
- 750
- 660
- saving
- 250
- putting profit back in
- 108
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