Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 3.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) a cinema ticket (d) better paint for cards
- 4.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 5.Kabir’s stall made a profit of ₹1900. Kabir saves 25% of it. How many rupees are saved?
- 6.Lakshmi’s stall made a profit of ₹2000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.Farhan’s stall made a profit of ₹300. Farhan saves 20% of it. How many rupees are saved?
- 9.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 12.Ishaan’s stall made a profit of ₹1200. Ishaan saves 25% of it. How many rupees are saved?
- 13.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 14.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.Lakshmi’s stall made a profit of ₹900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 19.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.Diya’s stall made a profit of ₹200. Diya saves 25% of it. How many rupees are saved?
- 21.Ishaan’s stall made a profit of ₹700. Ishaan saves 10% of it. How many rupees are saved?
- 22.Rohan’s stall made a profit of ₹1900. Rohan saves 25% of it. How many rupees are saved?
- 23.Rohan’s stall made a profit of ₹1100. Rohan saves 10% of it. How many rupees are saved?
- 24.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 25.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 26.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 28.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 29.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) it does not matter (d) to lose friends
- 30.Saanvi’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Farhan’s stall made a profit of ₹1500. Farhan saves 10% of it. How many rupees are saved?
- 32.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) an emergency fund (d) buying a second juicer
- 33.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) a cinema ticket (d) profit put in a bank
- 35.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 37.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Which of these is saving? (a) a piggy bank for later (b) a new video game (c) sweets for yourself (d) buying a second juicer
- 39.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 40.Aarav’s stall made a profit of ₹1300. Aarav saves 10% of it. How many rupees are saved?
Answer key
- 6
- saving
- a cinema ticket
- can I pay it back?
- 475
- 1000
- 144
- 60
- 81
- 24
- spending
- 300
- for bad days and goals
- 40
- 450
- 108
- 30
- talk to parents
- 4
- 50
- 70
- 475
- 110
- buying a second juicer
- spending
- 5
- saving
- the cost of borrowing
- to keep trust
- 240
- 150
- an emergency fund
- 12
- better paint for cards
- 525
- spending
- 27
- a piggy bank for later
- saving
- 130
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