Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 2.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.Ananya’s stall made a profit of ₹200. Ananya saves 50% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 5.Riya’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.Arjun’s stall made a profit of ₹1200. Arjun saves 10% of it. How many rupees are saved?
- 8.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) a piggy bank for later (d) better paint for cards
- 9.Diya’s stall made a profit of ₹400. Diya saves 10% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 11.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.Vihaan’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.Joseph’s stall made a profit of ₹900. Joseph saves 25% of it. How many rupees are saved?
- 14.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 15.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 16.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 17.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 19.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 21.Zoya’s stall made a profit of ₹1400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) an emergency fund (d) a cinema ticket
- 23.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.Lakshmi’s stall made a profit of ₹1100. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Nisha’s stall made a profit of ₹1300. Nisha saves 10% of it. How many rupees are saved?
- 26.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Ananya’s stall made a profit of ₹1200. Ananya saves 25% of it. How many rupees are saved?
- 29.Lakshmi’s stall made a profit of ₹500. Lakshmi saves 25% of it. How many rupees are saved?
- 30.Rohan’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 32.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 33.Which of these is spending on yourself? (a) better paint for cards (b) sweets for yourself (c) a piggy bank for later (d) buying a second juicer
- 34.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) a new video game (d) buying a second juicer
- 35.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) a gift (d) free money
- 36.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.Aarav’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Tara’s stall made a profit of ₹400. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Diya’s stall made a profit of ₹200. Diya saves 10% of it. How many rupees are saved?
- 40.Which of these is spending on yourself? (a) buying a second juicer (b) a new video game (c) more seeds for next time (d) profit put in a bank
Answer key
- can I pay it back?
- 412
- 100
- spending
- 1200
- 140
- 120
- a piggy bank for later
- 40
- saving
- 40
- 80
- 225
- reinvesting
- saving
- putting profit back in
- 654
- saving
- 104
- talk to parents
- 420
- a cinema ticket
- 968
- 440
- 130
- 12
- 1180
- 300
- 125
- 330
- reinvesting
- for bad days and goals
- sweets for yourself
- profit put in a bank
- the cost of borrowing
- 742
- 280
- 200
- 20
- a new video game
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids