Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 2.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 3.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 4.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.Kabir’s stall made a profit of ₹900. Kabir saves 10% of it. How many rupees are saved?
- 6.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
- 7.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) a new video game (d) buying a second juicer
- 9.Which of these is reinvesting in the business? (a) more seeds for next time (b) an emergency fund (c) a cinema ticket (d) sweets for yourself
- 10.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 11.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) buying a second juicer (d) profit put in a bank
- 13.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 15.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 16.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Joseph’s stall made a profit of ₹700. Joseph saves 25% of it. How many rupees are saved?
- 18.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 20.Meera’s stall made a profit of ₹1200. Meera saves 20% of it. How many rupees are saved?
- 21.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 22.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 24.Joseph’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) a new video game (d) more seeds for next time
- 26.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Meera’s stall made a profit of ₹200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Arjun’s stall made a profit of ₹1900. Arjun saves 20% of it. How many rupees are saved?
- 29.Zoya’s stall made a profit of ₹2000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Vihaan’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Dev’s stall made a profit of ₹1500. Dev saves 25% of it. How many rupees are saved?
- 32.Which of these is reinvesting in the business? (a) better paint for cards (b) a cinema ticket (c) sweets for yourself (d) a new video game
- 33.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.Which of these is spending on yourself? (a) a cinema ticket (b) more seeds for next time (c) better paint for cards (d) profit put in a bank
- 35.Rohan’s stall made a profit of ₹1600. Rohan saves 50% of it. How many rupees are saved?
- 36.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 37.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Riya’s stall made a profit of ₹1900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Riya’s stall made a profit of ₹700. Riya saves 10% of it. How many rupees are saved?
- 40.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- to keep trust
- a piggy bank for later
- 1150
- 1143
- 90
- can I pay it back?
- 80
- buying a second juicer
- more seeds for next time
- spending
- 550
- profit put in a bank
- 120
- for bad days and goals
- reinvesting
- 780
- 175
- 848
- saving
- 240
- spending
- 336
- saving
- 160
- a new video game
- 25
- 90
- 380
- 800
- 400
- 375
- better paint for cards
- 954
- a cinema ticket
- 800
- putting profit back in
- 180
- 380
- 70
- 36
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