Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Zoya’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 3.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 5.Kabir’s stall made a profit of ₹1400. Kabir saves 25% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 7.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.Rohan’s stall made a profit of ₹1800. Rohan saves 50% of it. How many rupees are saved?
- 9.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 10.Rohan’s stall made a profit of ₹1000. Rohan saves 50% of it. How many rupees are saved?
- 11.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.Meera’s stall made a profit of ₹1200. Meera saves 10% of it. How many rupees are saved?
- 13.Nisha’s stall made a profit of ₹1700. Nisha saves 10% of it. How many rupees are saved?
- 14.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 16.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 18.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 20.Tara’s stall made a profit of ₹1200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 22.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.Vihaan’s stall made a profit of ₹300. Vihaan saves 10% of it. How many rupees are saved?
- 24.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Zoya’s stall made a profit of ₹1800. Zoya saves 50% of it. How many rupees are saved?
- 26.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 29.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 30.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 31.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.Nisha’s stall made a profit of ₹200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Which of these is spending on yourself? (a) a cinema ticket (b) an emergency fund (c) a piggy bank for later (d) better paint for cards
- 35.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) a cinema ticket (d) more seeds for next time
- 36.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 37.Zoya’s stall made a profit of ₹1500. Zoya saves 50% of it. How many rupees are saved?
- 38.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 40.Aarav’s stall made a profit of ₹900. Aarav saves 20% of it. How many rupees are saved?
Answer key
- 350
- to keep trust
- 9
- reinvesting
- 350
- reinvesting
- 60
- 900
- 32
- 500
- 520
- 120
- 170
- 30
- 128
- 321
- reinvesting
- 63
- the cost of borrowing
- 360
- talk to parents
- 162
- 30
- 20
- 900
- 144
- saving
- saving
- spending
- putting profit back in
- 575
- 636
- 100
- a cinema ticket
- more seeds for next time
- spending
- 750
- 60
- for bad days and goals
- 180
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