Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) a cinema ticket (d) more seeds for next time
- 2.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 3.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 5.Dev’s stall made a profit of ₹1600. Dev saves 10% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 7.Which of these is reinvesting in the business? (a) a new video game (b) an emergency fund (c) a cinema ticket (d) better paint for cards
- 8.Zoya’s stall made a profit of ₹1700. Zoya saves 50% of it. How many rupees are saved?
- 9.Riya’s stall made a profit of ₹600. Riya saves 25% of it. How many rupees are saved?
- 10.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.Dev’s stall made a profit of ₹1200. Dev saves 10% of it. How many rupees are saved?
- 12.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.Which of these is spending on yourself? (a) a new video game (b) buying a second juicer (c) better paint for cards (d) a piggy bank for later
- 14.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 16.Gurpreet’s stall made a profit of ₹1000. Gurpreet saves 20% of it. How many rupees are saved?
- 17.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 18.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 19.Which of these is reinvesting in the business? (a) more seeds for next time (b) profit put in a bank (c) a new video game (d) an emergency fund
- 20.Rohan’s stall made a profit of ₹400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) no reason (d) for bad days and goals
- 22.Gurpreet’s stall made a profit of ₹1000. Gurpreet saves 25% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 24.Ananya’s stall made a profit of ₹1600. Ananya saves 50% of it. How many rupees are saved?
- 25.Rohan’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) sweets for yourself (d) buying a second juicer
- 30.Arjun’s stall made a profit of ₹1600. Arjun saves 10% of it. How many rupees are saved?
- 31.Meera’s stall made a profit of ₹1800. Meera saves 10% of it. How many rupees are saved?
- 32.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) better paint for cards (d) more seeds for next time
- 33.Which of these is saving? (a) an emergency fund (b) better paint for cards (c) buying a second juicer (d) a new video game
- 34.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 35.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 36.Rohan’s stall made a profit of ₹600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Dev’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 39.Aarav’s stall made a profit of ₹200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
Answer key
- a cinema ticket
- to keep trust
- 16
- spending
- 160
- saving
- better paint for cards
- 850
- 150
- 60
- 120
- 42
- a new video game
- 6
- talk to parents
- 200
- spending
- 126
- more seeds for next time
- 240
- for bad days and goals
- 250
- saving
- 800
- 245
- 784
- 40
- 1080
- profit put in a bank
- 160
- 180
- a piggy bank for later
- an emergency fund
- reinvesting
- reinvesting
- 240
- 750
- saving
- 60
- spending
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids