Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) more seeds for next time (d) an emergency fund
- 2.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 3.Saanvi’s stall made a profit of ₹300. Saanvi saves 25% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 5.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) an emergency fund (d) a new video game
- 6.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 7.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 8.Aarav’s stall made a profit of ₹2000. Aarav saves 25% of it. How many rupees are saved?
- 9.Farhan’s stall made a profit of ₹900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 12.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.Lakshmi’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Zoya’s stall made a profit of ₹1100. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 16.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) better paint for cards (d) more seeds for next time
- 17.Kavya’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Vihaan’s stall made a profit of ₹1100. Vihaan saves 10% of it. How many rupees are saved?
- 19.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) a new video game
- 24.Farhan’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 26.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 27.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) buying a second juicer (d) sweets for yourself
- 28.Rohan’s stall made a profit of ₹1400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 31.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Aarav’s stall made a profit of ₹2000. Aarav saves 10% of it. How many rupees are saved?
- 33.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 35.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Diya’s stall made a profit of ₹1500. Diya saves 20% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 38.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 39.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 40.Which of these is reinvesting in the business? (a) a piggy bank for later (b) buying a second juicer (c) profit put in a bank (d) sweets for yourself
Answer key
- more seeds for next time
- saving
- 75
- saving
- an emergency fund
- reinvesting
- talk to parents
- 500
- 360
- 515
- to keep trust
- 108
- 715
- 550
- 54
- profit put in a bank
- 125
- 110
- 448
- 32
- 36
- 432
- a piggy bank for later
- 90
- saving
- spending
- sweets for yourself
- 980
- 90
- can I pay it back?
- 8
- 200
- 390
- putting profit back in
- 40
- 300
- spending
- reinvesting
- for bad days and goals
- buying a second juicer
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