Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Farhan’s stall made a profit of ₹1200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 3.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 4.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) more seeds for next time (d) sweets for yourself
- 6.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 7.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) sweets for yourself (d) a piggy bank for later
- 8.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 9.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 10.Which of these is spending on yourself? (a) a cinema ticket (b) profit put in a bank (c) a piggy bank for later (d) buying a second juicer
- 11.Kabir’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 13.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.Which of these is spending on yourself? (a) sweets for yourself (b) an emergency fund (c) more seeds for next time (d) profit put in a bank
- 15.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) what is the logo? (d) how fast can I spend?
- 17.Gurpreet’s stall made a profit of ₹800. Gurpreet saves 25% of it. How many rupees are saved?
- 18.Lakshmi’s stall made a profit of ₹1900. Lakshmi saves 50% of it. How many rupees are saved?
- 19.Lakshmi’s stall made a profit of ₹1000. Lakshmi saves 10% of it. How many rupees are saved?
- 20.Aarav’s stall made a profit of ₹1000. Aarav saves 20% of it. How many rupees are saved?
- 21.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) sweets for yourself (d) better paint for cards
- 22.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 23.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 24.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) to pay more interest (d) it does not matter
- 25.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) buying a second juicer (d) a piggy bank for later
- 27.Joseph’s stall made a profit of ₹1800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Zoya’s stall made a profit of ₹500. Zoya saves 10% of it. How many rupees are saved?
- 29.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Aarav’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Which of these is saving? (a) sweets for yourself (b) a new video game (c) an emergency fund (d) better paint for cards
- 32.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 33.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Aarav’s stall made a profit of ₹1800. Aarav saves 20% of it. How many rupees are saved?
- 35.Diya’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 39.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 40.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 660
- 520
- putting profit back in
- 18
- more seeds for next time
- reinvesting
- a piggy bank for later
- reinvesting
- spending
- a cinema ticket
- 440
- reinvesting
- 18
- sweets for yourself
- 60
- can I pay it back?
- 200
- 950
- 100
- 200
- better paint for cards
- saving
- the cost of borrowing
- to keep trust
- 56
- buying a second juicer
- 1080
- 50
- 21
- 40
- an emergency fund
- talk to parents
- 218
- 360
- 200
- 18
- 214
- for bad days and goals
- spending
- 70
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