Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) better paint for cards (b) a piggy bank for later (c) a new video game (d) buying a second juicer
- 2.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 4.Aarav’s stall made a profit of ₹1900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.Dev’s stall made a profit of ₹1500. Dev saves 25% of it. How many rupees are saved?
- 6.Kabir’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 9.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 10.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) profit put in a bank (d) better paint for cards
- 11.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 12.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 13.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Ananya’s stall made a profit of ₹300. Ananya saves 50% of it. How many rupees are saved?
- 17.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 18.Which of these is reinvesting in the business? (a) more seeds for next time (b) sweets for yourself (c) a piggy bank for later (d) an emergency fund
- 19.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 20.Ananya’s stall made a profit of ₹1200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Saanvi’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Which of these is spending on yourself? (a) a new video game (b) better paint for cards (c) a piggy bank for later (d) buying a second juicer
- 23.Vihaan’s stall made a profit of ₹1900. Vihaan saves 20% of it. How many rupees are saved?
- 24.Ananya’s stall made a profit of ₹500. Ananya saves 20% of it. How many rupees are saved?
- 25.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) an emergency fund (d) a new video game
- 26.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 27.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) an emergency fund (d) better paint for cards
- 28.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 29.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 30.Kabir’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Ananya’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) more seeds for next time (d) sweets for yourself
- 33.Kabir’s stall made a profit of ₹500. Kabir saves 25% of it. How many rupees are saved?
- 34.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Rohan’s stall made a profit of ₹1500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Ananya’s stall made a profit of ₹500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) a cinema ticket (d) buying a second juicer
- 39.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- a piggy bank for later
- 18
- the cost of borrowing
- 570
- 375
- 75
- 327
- talk to parents
- for bad days and goals
- profit put in a bank
- saving
- reinvesting
- 48
- 520
- 168
- 150
- putting profit back in
- more seeds for next time
- spending
- 360
- 150
- a new video game
- 380
- 100
- an emergency fund
- saving
- better paint for cards
- reinvesting
- spending
- 330
- 180
- sweets for yourself
- 125
- 30
- 927
- 750
- 300
- a cinema ticket
- 1020
- 56
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