Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.Which of these is saving? (a) more seeds for next time (b) a new video game (c) sweets for yourself (d) a piggy bank for later
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 4.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 6.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 8.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 9.Diya’s stall made a profit of ₹200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 11.Joseph’s stall made a profit of ₹1600. Joseph saves 50% of it. How many rupees are saved?
- 12.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) more seeds for next time (d) an emergency fund
- 13.Diya’s stall made a profit of ₹1400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.Diya’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 17.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 18.Kavya’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 22.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) a new video game (d) better paint for cards
- 23.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.Tara’s stall made a profit of ₹1700. Tara saves 10% of it. How many rupees are saved?
- 25.Arjun’s stall made a profit of ₹1600. Arjun saves 25% of it. How many rupees are saved?
- 26.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 27.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 28.Tara’s stall made a profit of ₹1100. Tara saves 25% of it. How many rupees are saved?
- 29.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 31.Farhan’s stall made a profit of ₹400. Farhan saves 10% of it. How many rupees are saved?
- 32.Dev’s stall made a profit of ₹400. Dev saves 25% of it. How many rupees are saved?
- 33.Meera’s stall made a profit of ₹1400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Rohan’s stall made a profit of ₹1500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 38.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 40.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
Answer key
- 80
- a piggy bank for later
- spending
- putting profit back in
- spending
- 636
- reinvesting
- saving
- 100
- 1044
- 800
- more seeds for next time
- 280
- 60
- 225
- for bad days and goals
- the cost of borrowing
- 280
- 35
- 1008
- talk to parents
- a new video game
- 36
- 170
- 400
- can I pay it back?
- saving
- 275
- 1080
- reinvesting
- 40
- 100
- 700
- 600
- 354
- 945
- saving
- 824
- spending
- reinvesting
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