Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 2.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 3.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 4.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.Diya’s stall made a profit of ₹600. Diya saves 25% of it. How many rupees are saved?
- 6.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 8.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) to lose friends (d) it does not matter
- 9.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) buying a second juicer (d) sweets for yourself
- 10.Gurpreet’s stall made a profit of ₹1900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 12.Which of these is reinvesting in the business? (a) more seeds for next time (b) a piggy bank for later (c) an emergency fund (d) a new video game
- 13.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 15.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) a piggy bank for later (d) a new video game
- 17.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 19.Aarav’s stall made a profit of ₹1900. Aarav saves 10% of it. How many rupees are saved?
- 20.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.Ananya’s stall made a profit of ₹1800. Ananya saves 10% of it. How many rupees are saved?
- 22.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.Tara’s stall made a profit of ₹600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.Riya’s stall made a profit of ₹1500. Riya saves 10% of it. How many rupees are saved?
- 25.Diya’s stall made a profit of ₹1600. Diya saves 10% of it. How many rupees are saved?
- 26.Vihaan’s stall made a profit of ₹400. Vihaan saves 25% of it. How many rupees are saved?
- 27.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) a piggy bank for later (d) buying a second juicer
- 28.Lakshmi’s stall made a profit of ₹200. Lakshmi saves 25% of it. How many rupees are saved?
- 29.Dev’s stall made a profit of ₹800. Dev saves 10% of it. How many rupees are saved?
- 30.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.Joseph’s stall made a profit of ₹1000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Rohan’s stall made a profit of ₹600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Vihaan’s stall made a profit of ₹600. Vihaan saves 10% of it. How many rupees are saved?
- 34.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.Diya’s stall made a profit of ₹1600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Gurpreet’s stall made a profit of ₹2000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Tara’s stall made a profit of ₹900. Tara saves 20% of it. How many rupees are saved?
- 38.Nisha’s stall made a profit of ₹900. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) a cinema ticket (d) better paint for cards
- 40.Farhan’s stall made a profit of ₹300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- spending
- for bad days and goals
- talk to parents
- 749
- 150
- 72
- the cost of borrowing
- to keep trust
- sweets for yourself
- 380
- putting profit back in
- more seeds for next time
- reinvesting
- saving
- 109
- a new video game
- reinvesting
- saving
- 190
- 54
- 180
- 120
- 180
- 150
- 160
- 100
- a piggy bank for later
- 50
- 80
- 1089
- 450
- 240
- 60
- 3
- 480
- 900
- 180
- 360
- a cinema ticket
- 135
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