Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Lakshmi’s stall made a profit of ₹800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 3.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) nothing (d) can I pay it back?
- 5.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 6.Arjun’s stall made a profit of ₹800. Arjun saves 25% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 8.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) hiding it (d) putting profit back in
- 9.Joseph’s stall made a profit of ₹2000. Joseph saves 25% of it. How many rupees are saved?
- 10.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) buying a second juicer (d) sweets for yourself
- 11.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 12.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 14.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) buying a second juicer (d) a cinema ticket
- 16.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) sweets for yourself (d) better paint for cards
- 17.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.Kavya’s stall made a profit of ₹700. Kavya saves 10% of it. How many rupees are saved?
- 21.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 22.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.Farhan’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a cinema ticket (d) a piggy bank for later
- 26.Kavya’s stall made a profit of ₹1600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Saanvi’s stall made a profit of ₹1600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 30.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) an emergency fund (d) more seeds for next time
- 32.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 33.Zoya’s stall made a profit of ₹1300. Zoya saves 10% of it. How many rupees are saved?
- 34.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) profit put in a bank (d) better paint for cards
- 35.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) more seeds for next time (d) sweets for yourself
- 36.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) better paint for cards (d) a new video game
- 37.Ishaan’s stall made a profit of ₹1600. Ishaan saves 10% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 39.Zoya’s stall made a profit of ₹600. Zoya saves 50% of it. How many rupees are saved?
- 40.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
Answer key
- 160
- 20
- 24
- can I pay it back?
- 54
- 200
- spending
- putting profit back in
- 500
- buying a second juicer
- to keep trust
- 228
- saving
- 484
- profit put in a bank
- sweets for yourself
- 784
- 1026
- 24
- 70
- spending
- 345
- 120
- 20
- a cinema ticket
- 640
- 480
- 816
- talk to parents
- 318
- an emergency fund
- saving
- 130
- better paint for cards
- a piggy bank for later
- a new video game
- 160
- reinvesting
- 300
- spending
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids