Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 2.Nisha’s stall made a profit of ₹1900. Nisha saves 50% of it. How many rupees are saved?
- 3.Rohan’s stall made a profit of ₹700. Rohan saves 10% of it. How many rupees are saved?
- 4.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 5.Which of these is saving? (a) sweets for yourself (b) an emergency fund (c) more seeds for next time (d) a new video game
- 6.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) sweets for yourself (d) buying a second juicer
- 7.Rohan’s stall made a profit of ₹1100. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.Kabir’s stall made a profit of ₹800. Kabir saves 50% of it. How many rupees are saved?
- 9.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.Rohan’s stall made a profit of ₹700. Rohan saves 25% of it. How many rupees are saved?
- 11.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) better paint for cards (d) a cinema ticket
- 14.Gurpreet’s stall made a profit of ₹700. Gurpreet saves 10% of it. How many rupees are saved?
- 15.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 16.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 17.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 20.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.Gurpreet’s stall made a profit of ₹600. Gurpreet saves 50% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 23.Meera’s stall made a profit of ₹1300. Meera saves 20% of it. How many rupees are saved?
- 24.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 26.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 27.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) profit put in a bank (d) better paint for cards
- 31.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.Lakshmi’s stall made a profit of ₹1200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 36.Vihaan’s stall made a profit of ₹400. Vihaan saves 25% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 38.Joseph’s stall made a profit of ₹300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.Zoya’s stall made a profit of ₹500. Zoya saves 10% of it. How many rupees are saved?
Answer key
- saving
- 950
- 70
- the cost of borrowing
- an emergency fund
- buying a second juicer
- 440
- 400
- 147
- 175
- 954
- 624
- a cinema ticket
- 70
- talk to parents
- spending
- 56
- 545
- to keep trust
- 144
- 300
- reinvesting
- 260
- 432
- for bad days and goals
- can I pay it back?
- 240
- 412
- 126
- profit put in a bank
- 60
- 480
- 112
- 254
- saving
- 100
- spending
- 90
- 30
- 50
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