Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 2.Ishaan’s stall made a profit of ₹1300. Ishaan saves 25% of it. How many rupees are saved?
- 3.Vihaan’s stall made a profit of ₹1500. Vihaan saves 10% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 5.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) a new video game (d) more seeds for next time
- 7.Which of these is reinvesting in the business? (a) sweets for yourself (b) a new video game (c) more seeds for next time (d) profit put in a bank
- 8.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 9.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) a piggy bank for later (d) a new video game
- 10.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.Arjun’s stall made a profit of ₹1900. Arjun saves 50% of it. How many rupees are saved?
- 13.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 14.Gurpreet’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 16.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 17.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 18.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 20.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 21.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) to waste it later (d) saving is a loss
- 22.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.Joseph’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 27.Joseph’s stall made a profit of ₹1700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 29.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 30.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 31.Tara’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Meera’s stall made a profit of ₹2000. Meera saves 10% of it. How many rupees are saved?
- 33.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.Lakshmi’s stall made a profit of ₹1300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.Saanvi’s stall made a profit of ₹900. Saanvi saves 50% of it. How many rupees are saved?
Answer key
- spending
- 325
- 150
- reinvesting
- 224
- a new video game
- more seeds for next time
- the cost of borrowing
- a piggy bank for later
- 128
- 708
- 950
- 742
- 260
- can I pay it back?
- talk to parents
- reinvesting
- 212
- saving
- saving
- for bad days and goals
- 824
- 720
- 64
- 530
- spending
- 1190
- to keep trust
- saving
- putting profit back in
- 275
- 200
- 54
- 390
- 920
- 312
- 714
- 336
- 32
- 450
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids