Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 2.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 3.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) nothing (d) can I pay it back?
- 4.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.Ishaan’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 7.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) a cinema ticket (d) more seeds for next time
- 8.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 10.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.Ishaan’s stall made a profit of ₹500. Ishaan saves 20% of it. How many rupees are saved?
- 12.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 14.Rohan’s stall made a profit of ₹1800. Rohan saves 50% of it. How many rupees are saved?
- 15.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) more seeds for next time (d) a cinema ticket
- 16.Farhan’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.Dev’s stall made a profit of ₹500. Dev saves 25% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 23.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 25.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 26.Nisha’s stall made a profit of ₹1900. Nisha saves 20% of it. How many rupees are saved?
- 27.Saanvi’s stall made a profit of ₹500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Joseph’s stall made a profit of ₹1000. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Aarav’s stall made a profit of ₹1200. Aarav saves 20% of it. How many rupees are saved?
- 30.Farhan’s stall made a profit of ₹600. Farhan saves 25% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 32.Ananya’s stall made a profit of ₹600. Ananya saves 25% of it. How many rupees are saved?
- 33.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) sweets for yourself (d) a piggy bank for later
- 34.Diya’s stall made a profit of ₹400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.Zoya’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Farhan’s stall made a profit of ₹2000. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Ananya’s stall made a profit of ₹800. Ananya saves 50% of it. How many rupees are saved?
Answer key
- spending
- saving
- can I pay it back?
- 144
- 250
- to keep trust
- an emergency fund
- talk to parents
- reinvesting
- 60
- 100
- 243
- saving
- 900
- profit put in a bank
- 180
- 354
- 440
- 15
- 72
- 125
- reinvesting
- 168
- putting profit back in
- the cost of borrowing
- 380
- 250
- 250
- 240
- 150
- spending
- 150
- a piggy bank for later
- 100
- 135
- 385
- 696
- 1270
- 400
- 400
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids