Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 2.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 3.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 4.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) more seeds for next time (d) a new video game
- 5.Meera’s stall made a profit of ₹1700. Meera saves 50% of it. How many rupees are saved?
- 6.Nisha’s stall made a profit of ₹200. Nisha saves 25% of it. How many rupees are saved?
- 7.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) a cinema ticket (d) more seeds for next time
- 8.Gurpreet’s stall made a profit of ₹400. Gurpreet saves 25% of it. How many rupees are saved?
- 9.Aarav’s stall made a profit of ₹200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 11.Which of these is saving? (a) a new video game (b) sweets for yourself (c) better paint for cards (d) an emergency fund
- 12.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) buying a second juicer (d) an emergency fund
- 13.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 14.Vihaan’s stall made a profit of ₹400. Vihaan saves 25% of it. How many rupees are saved?
- 15.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 17.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) no reason (d) for bad days and goals
- 18.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) an emergency fund (d) sweets for yourself
- 19.Saanvi’s stall made a profit of ₹1900. Saanvi saves 10% of it. How many rupees are saved?
- 20.Vihaan’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.Ishaan’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 25.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.Which of these is spending on yourself? (a) a cinema ticket (b) more seeds for next time (c) profit put in a bank (d) a piggy bank for later
- 27.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 28.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 29.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 30.Ishaan’s stall made a profit of ₹700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 32.Ishaan’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.Which of these is spending on yourself? (a) buying a second juicer (b) a new video game (c) more seeds for next time (d) a piggy bank for later
- 35.Kabir’s stall made a profit of ₹1100. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.Aarav’s stall made a profit of ₹500. Aarav saves 25% of it. How many rupees are saved?
- 38.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Dev’s stall made a profit of ₹700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- to keep trust
- can I pay it back?
- saving
- a piggy bank for later
- 850
- 50
- more seeds for next time
- 100
- 100
- talk to parents
- an emergency fund
- buying a second juicer
- saving
- 100
- 103
- saving
- for bad days and goals
- sweets for yourself
- 190
- 250
- 16
- 100
- 3
- spending
- 216
- a cinema ticket
- spending
- profit put in a bank
- the cost of borrowing
- 140
- spending
- 260
- 798
- a new video game
- 440
- 48
- 125
- 72
- 350
- 18
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