Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ananya’s stall made a profit of ₹1900. Ananya saves 25% of it. How many rupees are saved?
- 2.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 3.Dev’s stall made a profit of ₹900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 5.Arjun’s stall made a profit of ₹1300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 7.Ishaan’s stall made a profit of ₹900. Ishaan saves 20% of it. How many rupees are saved?
- 8.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 9.Ishaan’s stall made a profit of ₹500. Ishaan saves 20% of it. How many rupees are saved?
- 10.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 11.Gurpreet’s stall made a profit of ₹1300. Gurpreet saves 25% of it. How many rupees are saved?
- 12.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 13.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) sweets for yourself (d) a piggy bank for later
- 15.Lakshmi’s stall made a profit of ₹1000. Lakshmi saves 20% of it. How many rupees are saved?
- 16.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 17.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 19.Diya’s stall made a profit of ₹600. Diya saves 10% of it. How many rupees are saved?
- 20.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) a piggy bank for later (d) more seeds for next time
- 22.Diya’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.Meera’s stall made a profit of ₹500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Tara’s stall made a profit of ₹1400. Tara saves 10% of it. How many rupees are saved?
- 25.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) more seeds for next time (d) a piggy bank for later
- 26.Riya’s stall made a profit of ₹1400. Riya saves 50% of it. How many rupees are saved?
- 27.Riya’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 29.Riya’s stall made a profit of ₹2000. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Tara’s stall made a profit of ₹1300. Tara saves 10% of it. How many rupees are saved?
- 32.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 33.Diya’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 35.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.Meera’s stall made a profit of ₹1200. Meera saves 10% of it. How many rupees are saved?
- 37.Meera’s stall made a profit of ₹600. Meera saves 20% of it. How many rupees are saved?
- 38.Nisha’s stall made a profit of ₹300. Nisha saves 25% of it. How many rupees are saved?
- 39.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.Tara’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 475
- the cost of borrowing
- 270
- spending
- 650
- can I pay it back?
- 180
- for bad days and goals
- 100
- putting profit back in
- 325
- buying a second juicer
- 106
- a piggy bank for later
- 200
- talk to parents
- 636
- reinvesting
- 60
- 60
- more seeds for next time
- 260
- 150
- 140
- a cinema ticket
- 700
- 330
- spending
- 500
- 109
- 130
- reinvesting
- 40
- to keep trust
- 56
- 120
- 120
- 75
- 12
- 150
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