Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Tara’s stall made a profit of ₹1300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 3.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) profit put in a bank (d) a new video game
- 4.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 5.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a new video game (d) a piggy bank for later
- 6.Kabir’s stall made a profit of ₹2000. Kabir saves 20% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 8.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 10.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 11.Dev’s stall made a profit of ₹1900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 14.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 15.Which of these is reinvesting in the business? (a) sweets for yourself (b) a new video game (c) profit put in a bank (d) buying a second juicer
- 16.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 17.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 19.Diya’s stall made a profit of ₹1200. Diya saves 25% of it. How many rupees are saved?
- 20.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 21.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.Farhan’s stall made a profit of ₹1800. Farhan saves 20% of it. How many rupees are saved?
- 24.Kabir’s stall made a profit of ₹1800. Kabir saves 10% of it. How many rupees are saved?
- 25.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.Meera’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.Dev’s stall made a profit of ₹1600. Dev saves 10% of it. How many rupees are saved?
- 29.Arjun’s stall made a profit of ₹1700. Arjun saves 10% of it. How many rupees are saved?
- 30.Kavya’s stall made a profit of ₹1700. Kavya saves 10% of it. How many rupees are saved?
- 31.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Saanvi’s stall made a profit of ₹500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Rohan’s stall made a profit of ₹1200. Rohan saves 20% of it. How many rupees are saved?
- 35.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 36.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 37.Aarav’s stall made a profit of ₹1300. Aarav saves 10% of it. How many rupees are saved?
- 38.Vihaan’s stall made a profit of ₹500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Diya’s stall made a profit of ₹1000. Diya saves 10% of it. How many rupees are saved?
- 40.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
Answer key
- 520
- saving
- a new video game
- talk to parents
- more seeds for next time
- 400
- spending
- reinvesting
- reinvesting
- to keep trust
- 950
- better paint for cards
- spending
- saving
- buying a second juicer
- putting profit back in
- 63
- reinvesting
- 300
- 635
- 6
- 180
- 360
- 180
- 1180
- 240
- 720
- 160
- 170
- 170
- 48
- 42
- 100
- 240
- can I pay it back?
- saving
- 130
- 200
- 100
- the cost of borrowing
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