Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) a piggy bank for later (b) more seeds for next time (c) a new video game (d) better paint for cards
- 2.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) buying a second juicer (d) profit put in a bank
- 3.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 5.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 7.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) a cinema ticket (d) profit put in a bank
- 8.Kavya’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 10.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.Which of these is reinvesting in the business? (a) more seeds for next time (b) a cinema ticket (c) a new video game (d) profit put in a bank
- 12.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
- 13.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 15.Tara’s stall made a profit of ₹1500. Tara saves 10% of it. How many rupees are saved?
- 16.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 17.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 20.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 21.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 23.Tara’s stall made a profit of ₹1500. Tara saves 25% of it. How many rupees are saved?
- 24.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Farhan’s stall made a profit of ₹2000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) a piggy bank for later (d) sweets for yourself
- 28.Riya’s stall made a profit of ₹1900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 31.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 32.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 33.Kavya’s stall made a profit of ₹300. Kavya saves 50% of it. How many rupees are saved?
- 34.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.Gurpreet’s stall made a profit of ₹1100. Gurpreet saves 10% of it. How many rupees are saved?
- 36.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 37.Joseph’s stall made a profit of ₹1400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Riya’s stall made a profit of ₹500. Riya saves 50% of it. How many rupees are saved?
- 39.Saanvi’s stall made a profit of ₹200. Saanvi saves 20% of it. How many rupees are saved?
- 40.Ananya’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- a piggy bank for later
- buying a second juicer
- 21
- for bad days and goals
- 990
- 448
- a cinema ticket
- 420
- saving
- 112
- more seeds for next time
- to keep trust
- 120
- spending
- 150
- 20
- 212
- 104
- better paint for cards
- spending
- 1180
- talk to parents
- 375
- 98
- 32
- 600
- sweets for yourself
- 380
- 981
- reinvesting
- saving
- reinvesting
- 150
- 1160
- 110
- can I pay it back?
- 350
- 250
- 40
- 300
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids