Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 2.Farhan’s stall made a profit of ₹1300. Farhan saves 20% of it. How many rupees are saved?
- 3.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) profit put in a bank (d) a piggy bank for later
- 4.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) no reason (d) for bad days and goals
- 5.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 8.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 9.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 12.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 13.Which of these is reinvesting in the business? (a) sweets for yourself (b) a cinema ticket (c) better paint for cards (d) an emergency fund
- 14.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 15.Gurpreet’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) more seeds for next time (d) a new video game
- 17.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.Arjun’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Which of these is spending on yourself? (a) sweets for yourself (b) better paint for cards (c) more seeds for next time (d) a piggy bank for later
- 20.Joseph’s stall made a profit of ₹1900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Gurpreet’s stall made a profit of ₹1300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) giving it away (d) hiding it
- 24.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to pay more interest (d) to lose friends
- 25.Zoya’s stall made a profit of ₹200. Zoya saves 25% of it. How many rupees are saved?
- 26.Zoya’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) better paint for cards (d) more seeds for next time
- 28.Riya’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Farhan’s stall made a profit of ₹1900. Farhan saves 50% of it. How many rupees are saved?
- 30.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) a new video game (d) better paint for cards
- 31.Which of these is saving? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) buying a second juicer
- 32.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.Ananya’s stall made a profit of ₹1700. Ananya saves 10% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 35.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.Aarav’s stall made a profit of ₹2000. Aarav saves 25% of it. How many rupees are saved?
- 37.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) profit put in a bank (d) a cinema ticket
- 39.Arjun’s stall made a profit of ₹1000. Arjun saves 50% of it. How many rupees are saved?
- 40.Rohan’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- the cost of borrowing
- 260
- a cinema ticket
- for bad days and goals
- 254
- 14
- reinvesting
- saving
- 1020
- talk to parents
- saving
- reinvesting
- better paint for cards
- saving
- 770
- more seeds for next time
- 18
- 300
- sweets for yourself
- 380
- 260
- 112
- putting profit back in
- to keep trust
- 50
- 600
- a new video game
- 100
- 950
- a piggy bank for later
- an emergency fund
- 440
- 170
- spending
- 360
- 500
- 54
- buying a second juicer
- 500
- 210
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