Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) more seeds for next time (d) buying a second juicer
- 2.Lakshmi’s stall made a profit of ₹200. Lakshmi saves 10% of it. How many rupees are saved?
- 3.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) more seeds for next time (d) better paint for cards
- 5.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 6.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 7.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) sweets for yourself (d) profit put in a bank
- 8.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 9.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) sweets for yourself (d) a cinema ticket
- 10.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 11.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 12.Saanvi’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.Aarav’s stall made a profit of ₹1100. Aarav saves 25% of it. How many rupees are saved?
- 14.Vihaan’s stall made a profit of ₹200. Vihaan saves 25% of it. How many rupees are saved?
- 15.Rohan’s stall made a profit of ₹1700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Farhan’s stall made a profit of ₹1000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 18.Tara’s stall made a profit of ₹1100. Tara saves 10% of it. How many rupees are saved?
- 19.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) giving it away (d) hiding it
- 20.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) buying a second juicer (d) an emergency fund
- 21.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 22.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 24.Nisha’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 26.Farhan’s stall made a profit of ₹900. Farhan saves 50% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 28.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 29.Gurpreet’s stall made a profit of ₹500. Gurpreet saves 25% of it. How many rupees are saved?
- 30.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.Tara’s stall made a profit of ₹400. Tara saves 10% of it. How many rupees are saved?
- 33.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 34.Aarav’s stall made a profit of ₹1200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.Kavya’s stall made a profit of ₹1200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 39.Vihaan’s stall made a profit of ₹1600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
Answer key
- a cinema ticket
- 20
- 40
- an emergency fund
- talk to parents
- spending
- sweets for yourself
- to keep trust
- buying a second juicer
- spending
- reinvesting
- 720
- 275
- 50
- 935
- 500
- saving
- 110
- putting profit back in
- a new video game
- saving
- 624
- reinvesting
- 250
- for bad days and goals
- 450
- spending
- reinvesting
- 125
- 24
- 381
- 40
- can I pay it back?
- 600
- 460
- 147
- 240
- the cost of borrowing
- 400
- saving
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